/* K.Actuary — 새 홈 + /app/ 공용 스타일 (라이트 크림슨 · 크림 배경 · 11-01) */
:root{
  --bg:#F6F1F2; --bg2:#FFFFFF; --card:#FFFFFF; --soft:#F0E6E9; --line:#E4D5DA; --line2:#CDB6BD;
  --ink:#2A1620; --mute:#5E4C53; --dim:#6F5E65;
  --acc:#8E1B35; --accDeep:#6F1228; --accSoft:rgba(142,27,53,.08); --hl:#F3D977;
  --ok:#2E6B4F; --okSoft:#E3F0E9; --warn:#7A5A00; --warnSoft:#FBF1CF;
  --f:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  color-scheme:light;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--f);font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:var(--acc)}
img,svg{display:block;max-width:100%}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--acc);outline-offset:2px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:8px;background:var(--acc);color:#fff;padding:8px 12px;border-radius:8px;z-index:60}
.skip:focus{left:12px}
.wrap{width:100%;max-width:1080px;margin:0 auto;padding:0 20px}
mark{background:linear-gradient(transparent 55%,var(--hl) 55%);color:inherit;padding:0 2px}

/* top bar */
.top{position:sticky;top:0;z-index:40;background:rgba(246,241,242,.94);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:60px;gap:12px}
.logo{font-weight:800;font-size:20px;letter-spacing:-.02em;text-decoration:none;color:var(--ink);white-space:nowrap}
.logo i{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--acc);margin-left:3px;vertical-align:top;margin-top:4px}
.nav{display:none;gap:4px;align-items:center}
.nav a{font-size:14.5px;font-weight:600;color:var(--mute);text-decoration:none;padding:8px 12px;border-radius:999px}
.nav a:hover{background:var(--soft);color:var(--ink)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 24px;border-radius:999px;border:2px solid var(--acc);background:var(--acc);color:#fff;font:700 16px/1 var(--f);text-decoration:none;cursor:pointer}
.btn:hover{background:var(--accDeep);border-color:var(--accDeep)}
.btn.ghost{background:transparent;color:var(--acc)}
.btn.ghost:hover{background:var(--accSoft)}
.btn.sm{min-height:40px;padding:0 18px;font-size:14.5px}
@media (min-width:860px){.nav{display:flex}}

/* hero */
.hero{padding:44px 0 36px}
.eyebrow{font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--acc);margin:0 0 14px}
.hero h1{font-size:clamp(38px,9vw,64px);line-height:1.04;letter-spacing:-.035em;margin:0 0 18px;max-width:14ch}
.hero .lead{font-size:clamp(17px,4.4vw,21px);color:var(--mute);max-width:34em;margin:0 0 26px}
.hero .fine{font-size:14px;color:var(--dim);margin:14px 0 0}
.hero .grid{display:grid;gap:32px}
@media (min-width:900px){.hero{padding:72px 0 60px}.hero .grid{grid-template-columns:1.1fr .9fr;align-items:center;gap:56px}}

/* mini phone (home hero) */
.phone{width:100%;max-width:340px;margin:0 auto;border:10px solid #2A1620;border-radius:44px;background:var(--bg);overflow:hidden;box-shadow:0 24px 60px rgba(42,22,32,.18)}
.phone .pi{padding:20px 16px 18px}
.phone .pq{font-weight:800;font-size:19px;line-height:1.2;margin:0 0 12px}
.phone .po{display:block;background:#fff;border:1.5px solid var(--line);border-radius:14px;padding:12px 14px;font-size:14.5px;font-weight:600;margin-bottom:8px}
.phone .pr{background:var(--okSoft);border-radius:14px;padding:12px 14px;font-size:13.5px;color:#1c4a35;margin-top:10px}

/* sections */
section{padding:48px 0}
section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
h2{font-size:clamp(28px,6.4vw,42px);line-height:1.1;letter-spacing:-.03em;margin:0 0 12px}
.sub{color:var(--mute);font-size:18px;max-width:38em;margin:0 0 26px}
.chips3{display:grid;gap:22px}
@media (min-width:900px){.chips3{grid-template-columns:repeat(3,1fr)}}
.grp h3{font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--acc);margin:0 0 4px}
.grp p{margin:0 0 10px;color:var(--mute);font-size:15px}
.chiplist{display:grid;gap:8px;list-style:none;margin:0;padding:0}
.chiplist a{display:flex;align-items:center;justify-content:space-between;gap:10px;min-height:52px;padding:10px 16px;border-radius:16px;background:#fff;border:1.5px solid var(--line);color:var(--ink);text-decoration:none;font-weight:600;font-size:15.5px}
.chiplist a:hover{border-color:var(--acc);background:var(--accSoft)}
.chiplist a::after{content:"\2192";color:var(--acc);font-weight:700}
.cards{display:grid;gap:14px}
@media (min-width:760px){.cards{grid-template-columns:repeat(3,1fr)}}
.card{background:#fff;border:1.5px solid var(--line);border-radius:20px;padding:22px}
section.alt .card{background:var(--bg)}
.card h3{margin:0 0 6px;font-size:19px;letter-spacing:-.01em}
.card p{margin:0;color:var(--mute);font-size:15.5px}
.tag{display:inline-block;font-size:11.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:3px 9px;border-radius:999px;margin-bottom:8px}
.tag.ok{background:var(--okSoft);color:#1c4a35}
.tag.rg{background:var(--warnSoft);color:var(--warn)}
.tag.no{background:var(--soft);color:var(--accDeep)}
.never{display:grid;gap:12px;margin-top:6px}
.never p{margin:0;padding:14px 18px;border-left:4px solid var(--acc);background:#fff;border-radius:0 14px 14px 0;font-weight:600}
.lines3{display:grid;gap:14px;margin-top:20px}
@media (min-width:760px){.lines3{grid-template-columns:repeat(2,1fr)}}@media (min-width:1000px){.lines3{grid-template-columns:repeat(4,1fr)}}
.lines3 a{display:block;background:#fff;border:1.5px solid var(--line);border-radius:18px;padding:18px 20px;text-decoration:none;color:var(--ink)}
.lines3 a:hover{border-color:var(--acc)}
.lines3 b{display:block;font-size:18px}
.lines3 span{color:var(--mute);font-size:14.5px}

/* footer */
footer{background:#2A1620;color:#E9DADF;padding:40px 0 48px;font-size:14.5px}
footer a{color:#fff}
footer .cols{display:grid;gap:22px;margin-bottom:24px}
@media (min-width:760px){footer .cols{grid-template-columns:repeat(3,1fr)}}
footer h4{margin:0 0 8px;font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;color:#F3D977}
footer ul{list-style:none;margin:0;padding:0;display:grid;gap:6px}
footer .legal{border-top:1px solid rgba(255,255,255,.18);padding-top:18px;color:#CDB9C0;font-size:13.5px}
footer .legal p{margin:0 0 8px}

/* 11-01 샘플 한 장 */
.samplesheet{background:#fff;border:1.5px solid var(--ink);box-shadow:6px 6px 0 var(--line);padding:22px 26px;display:grid;grid-template-columns:1fr 1fr;gap:18px 34px;margin-top:20px}
.samplesheet .samplehead{grid-column:1/-1;display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap;border-bottom:2px solid var(--ink);padding-bottom:10px;font-size:18px}
.samplesheet .samplehead span{font-size:13px;color:var(--dim)}
.samplesheet h4{margin:0 0 4px;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--acc)}
.samplesheet p{margin:0 0 12px;font-size:15px;line-height:1.5}
.samplesheet .samplefoot{grid-column:1/-1;margin:0;border-top:1px solid var(--line);padding-top:10px;font-size:13px;color:var(--dim)}
@media (max-width:760px){.samplesheet{grid-template-columns:1fr}}