Updated 11-11
Dental rates, read from the filings
Only filings where our calculation reproduces the insurer's own printed example are shown here: 4 filings in 4 states. Other dental filings are added as their calculations are checked.
4filings on this page
4states · CT, MI, SD, WV
4 / 4printed examples reproduced (one filing's own example is off by $0.01 — see below)
0matched against a live market quote
What ✓ means. The price is computed from the insurer's filed rate table and matches the filing's own worked example to the cent. It is not checked against a live sales quote. Rates in different filings use different plans and rating rules, so they are not ranked against each other.
The four filings
UnitedHealthcare dental DVH · SD
Monthly premiumBefore optional hearing / vision ridersRating factor date 10/01/26Filing status not shown here — see the SERFF record
SERFF AMMS-134591002 · in-state rate, monthly billing. Each cell = base rate × the filing's cumulative adjustment factor for that plan.
SERFF AMMS-134591002 · in-state rate, monthly billing. Each cell = base rate × the filing's cumulative adjustment factor for that plan.
| Plan | Individual ($/month) | Individual+Spouse ($/month) |
|---|---|---|
| A1 | $25.35 | $50.71 |
| A2 | $38.20 | $76.40 |
| B1 | $49.29 | $98.58 |
| B2 | $73.44 | $146.88 |
| C1 | $57.66 | $115.33 |
| C2 | $85.65 | $171.31 |
| D1 | $60.15 | $120.31 |
| D2 | $89.43 | $178.86 |
| E1 | $76.09 | $152.18 |
| E2 | $109.41 | $218.81 |
Checked: the filing's printed worked example (plan C1, monthly billing, with both riders) is reproduced to the cent: $65.40.
UnitedHealthcare dental DVH · WV
Monthly premiumBefore optional hearing / vision ridersRating factor date 10/01/25Filing status not shown here — see the SERFF record
SERFF AMMS-134246706 · in-state rate, monthly billing. Each cell = base rate × the filing's cumulative adjustment factor for that plan.
SERFF AMMS-134246706 · in-state rate, monthly billing. Each cell = base rate × the filing's cumulative adjustment factor for that plan.
| Plan | Individual ($/month) | Individual+Spouse ($/month) |
|---|---|---|
| A1 | $23.23 | $46.46 |
| A2 | $33.34 | $66.68 |
| B1 | $45.16 | $90.31 |
| B2 | $64.10 | $128.21 |
| C1 | $52.83 | $105.65 |
| C2 | $74.77 | $149.54 |
| D1 | $55.12 | $110.23 |
| D2 | $78.06 | $156.13 |
| E1 | $69.71 | $139.43 |
| E2 | $95.49 | $190.99 |
Checked: the filing's printed worked example (plan C1, monthly billing, with both riders) is reproduced to the cent: $60.44.
Golden Rule (UnitedHealthOne) individual dental · CT
Monthly premiumBefore optional hearing / vision riders$/monthFiling status not shown here — see the SERFF recordIssue age under 65 · policy form DEN5-B-PB-GRI-CT
SERFF AMMS-135095436 · monthly billing. Each cell = base rate × the filing's cumulative adjustment factor for that plan, rounded down to the cent as the filing does.
SERFF AMMS-135095436 · monthly billing. Each cell = base rate × the filing's cumulative adjustment factor for that plan, rounded down to the cent as the filing does.
| Plan | Family ($/month) | Individual ($/month) | Individual + Children ($/month) | Individual + Spouse ($/month) |
|---|---|---|---|---|
| A1 | $131.91 | $35.29 | $85.78 | $70.58 |
| A2 | $170.31 | $45.56 | $110.76 | $91.13 |
| A3 | $134.29 | $35.92 | $87.32 | $71.85 |
| A4 | $173.37 | $46.38 | $112.74 | $92.77 |
| A5 | $154.28 | $41.27 | $100.33 | $82.55 |
| A6 | $199.20 | $53.30 | $129.54 | $106.60 |
Checked: the filing's printed worked example (plan A5, with the vision and hearing riders) is reproduced to the cent: $44.68.
MetLife individual dental · MI
One printed worked example — not a rate table$/month1Q2024 example — may be supersededFiling status not shown here
SERFF META-133658827 · the filing prints one sample calculation (Rating Area 10, pediatric, low plan, 1Q2024).
SERFF META-133658827 · the filing prints one sample calculation (Rating Area 10, pediatric, low plan, 1Q2024).
| Sample calculation, Rating Area 10, pediatric low | $17.96 |
Filing's own example differs by $0.01: it prints $17.96 for 19.10 × 0.941, which computes to $17.97. We show the filing's printed figure.
Rates are the insurer's own filed rates; K.Actuary did not file them and is not the insurer. Optional riders, other billing modes, out-of-state rating factors and group or age adjustments are not included. This is not a quote. See disclosures. Related: vision · Medigap.