Travel insurance prices
From each plan's rate filing in your state.
| Plan | Who insures you | How we priced it | Price for this trip |
|---|
From each plan's rate filing in your state.
| Plan | Who insures you | How we priced it | Price for this trip |
|---|
The plan didn't change โ the state filing did. We price every plan with the filing for your state, not a national average.
One travel plan ยท traveler age 45 ยท $3,000 trip ยท 10 days ยท France. Each price is computed from that state's filed rates.
Before charging anyone, an insurer files its rates with the state. The public SERFF record lists 1,502,983 filings; we start from the ones for travel.
We read the rate tables, factors and rules out of each filing, and keep every number tied to the filing it came from.
Trip cost, age, length, destination and your state's filing โ rebuilt plan by plan, traced to the company that actually insures it.
Plans tagged checked reproduced real quotes we held back from the rebuild to within $1.
Plans tagged checked reproduced held-back quotes to within $1. Untagged plans matched most of the quotes we have for your state; we keep checking the rest.
When your ages, trip length, cost or booking date fall between points we checked, we fill the gap from the nearest checked prices and tag it. Outside the range we checked, we show nothing โ a missing plan does not mean it is not sold.
Sorted by price or brand only. Plans cover different things โ cancellation limits, medical, pre-existing conditions. Read the policy before you buy.
Travel plans are filed state by state. The same plan and trip can be priced from a different filing in your state โ so we price every plan with your state's filing.
From the rate filings insurers submit to state regulators, and from real quotes we checked the rebuilt formula against. Each plan shows its SERFF number where the filing is public.
Optional upgrades, fees, and the insurer's own underwriting can change the final price. Treat ours as the filed price and confirm with the insurer.
No. K.Actuary is not an insurance agency, broker or insurer and does not sell, solicit or negotiate insurance. When you're ready, you buy directly from the insurer.
Only for rate alerts, and only if you want them. Every price on this page is free to see without it. If you sign up, we keep your email address, state and the lines you picked, and email you when a rate filing affects them. Unsubscribe anytime โ see our Privacy page.
Travel insurers must file rate changes with your state before they charge them. We read new filings as they land and email you when one affects your state.
Informational only โ not insurance advice. K.Actuary does not sell insurance. Prices are recomputed from public rate filings and checked against the insurers' own quotes; the insurer's quote is final and can differ with options, fees and underwriting. Medjet is a membership program, not insurance. We are not affiliated with any insurer.
Sangmin Kwon, ASA ยท Associate of the Society of Actuaries ยท About