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We answer from the filed forms, with the page.
How this works
We read the forms insurers filed with state regulators and answer from them, with the page. First see where the filed forms talk about it. Or have us email you an answer in plain words — we confirm your email with a 6-digit code, and a person on our team checks it against the rules it quotes before we send it. If an answer could help others, we may publish it with the question rewritten — never your name or email.
Information only — not legal advice. The insurer decides.
We never file, call or negotiate on your behalf. Answers come from filed documents; your own policy and your state’s rules control.
Meanwhile, see if it is already answered: Questions & answers. Or look at what insurers filed in your state: Browse filings.
