Insurance claim questions, answered

618 answered questions. Questions are written in our own words, based on what people asked on Reddit and Quora. We do not show their names. Questions marked “Asked on Reddit, rewritten” (or Quora) link to the original post. “Similar questions” counts the questions of the same kind (same insurance, same step) that we read there.

1. A report of my insurance claims history has wrong information, and my dispute was denied. What can I do?General insurance · Complaint / outside review · checked Nov 7, 202662 similar questions on Reddit and Quora
2. My health plan won't cover my birth control. Do they have to?Health insurance · Denied · checked Nov 7, 20261,065 similar questions on Reddit and Quora
3. I have a Medicare Advantage plan. Can it pay for a doctor who opted out of Medicare?Health insurance · Who pays · checked Nov 7, 2026716 similar questions on Reddit and Quora
4. I left my job, my COBRA papers have not come, and I have surgery soon. What are my rights?Health insurance · Slow or stuck · checked Nov 7, 2026295 similar questions on Reddit and Quora
5. My provider asked me to sign an ABN. What does it mean, and which option should I pick?Health insurance · Who pays · checked Nov 7, 2026716 similar questions on Reddit and Quora
6. The hospital changed me from inpatient to "observation." What does that mean for my bill, and can I appeal?Health insurance · Appeal · checked Nov 7, 2026852 similar questions on Reddit and Quora
7. Will Medicare pay for a stretcher (ambulance) ride home from the hospital?Health insurance · Who pays · checked Nov 7, 2026716 similar questions on Reddit and Quora
8. My AD&D (accidental death) claim was denied because of drugs. Can they do that, and what can I do?Life insurance · Denied · checked Nov 7, 202669 similar questions on Reddit and Quora
9. My car flooded. Will my car insurance pay, and will they total it?Car insurance · How to file · Florida · checked Nov 7, 2026899 similar questions on Reddit and Quora
10. The other driver's insurer says we were equally at fault (50/50). In Pennsylvania, can I still be paid?Car insurance · Denied · Pennsylvania · checked Nov 7, 2026423 similar questions on Reddit and Quora
11. My health plan denied a vaccine shot. Don't health plans have to cover vaccines?Health insurance · Denied · checked Nov 7, 20261,065 similar questions on Reddit and Quora
12. My health plan says I don't have coverage for something, but my summary of benefits says I do. What can I do?Health insurance · Denied · checked Nov 7, 20261,065 similar questions on Reddit and Quora
13. I have bed bugs in my apartment. Will renters insurance pay, or is it my landlord's job?Renters insurance · Who pays · Maine, New Jersey, Texas · checked Nov 7, 2026143 similar questions on Quora
14. My laptop or bike was stolen. How do I file a renters insurance claim?Renters insurance · How to file · New York, Pennsylvania, Texas, Washington, Wisconsin · checked Nov 7, 202658 similar questions on Reddit and Quora
15. Do I need renters insurance if my landlord already has insurance, and who pays if a neighbor's water leak ruins my things?Renters insurance · Buying a policy · North Carolina, New Jersey, New York, Texas · checked Nov 7, 2026
16. Does my roommate's renters insurance cover my things, or do I need my own policy?Renters insurance · Buying a policy · Minnesota, Pennsylvania, Texas · checked Nov 7, 2026
17. Heavy snow made my garage roof cave in. Will my home insurance pay?Home insurance · Denied · Missouri, Oklahoma · checked Nov 7, 2026233 similar questions on Reddit and Quora
18. An earthquake damaged my house, and my home insurance says it is not covered. Why?Home insurance · Denied · Texas, Washington · checked Nov 7, 2026233 similar questions on Reddit and Quora
19. My insurer says the hail damage on my roof is only cosmetic and won't pay. Can they do that?Home insurance · Denied · Texas · checked Nov 7, 2026233 similar questions on Reddit and Quora
20. My engine caught fire, and my insurer says it was wear and tear, so it won't pay. What can I do?Car insurance · Denied · New Jersey, Texas · checked Nov 7, 2026423 similar questions on Reddit and Quora
21. Hail dented my car. How do I file a claim, and will my insurance pay?Car insurance · How to file · New Jersey, Texas · checked Nov 7, 2026899 similar questions on Reddit and Quora
22. My car was stolen. How do I file an insurance claim?Car insurance · How to file · New Jersey, Texas · checked Nov 7, 2026899 similar questions on Reddit and Quora
23. A driver hit my car and drove off, and I don't have the plate number. Who pays for the damage?Car insurance · Who pays · New Jersey, Texas · checked Nov 7, 2026621 similar questions on Reddit and Quora
24. Can I borrow money from my life insurance policy, and what happens if I do not pay it back?Life insurance · After payment · Texas · checked Nov 7, 20264 similar questions on Quora
25. I became disabled and cannot work. Will my life insurance stop charging me premiums?Life insurance · Who pays · Texas · checked Nov 7, 2026109 similar questions on Quora
26. The life insurer paid the base death benefit but not the extra accidental death amount. How do I check if we are owed more?Life insurance · Paid too little · Texas, Washington · checked Nov 7, 202613 similar questions on Reddit and Quora
27. The insurer says the death was not an accident, so it will not pay the accidental death benefit. What can I do?Life insurance · Denied · Washington · checked Nov 7, 202669 similar questions on Reddit and Quora
28. A child under 18 is the beneficiary of a life insurance policy. Who can receive and manage the money?Life insurance · Who pays · Texas · checked Nov 7, 2026109 similar questions on Quora
29. My ex-spouse is still named as the beneficiary on a life insurance policy after our divorce. Who gets the money?Life insurance · Who pays · Minnesota, Texas · checked Nov 7, 2026109 similar questions on Quora
30. How can I get paid a life insurance death benefit — all at once or over time — and do I owe tax on it?Life insurance · How to file · Texas · checked Nov 7, 202659 similar questions on Reddit and Quora
31. My term life insurance is ending soon. Can I renew it, turn it into a permanent policy, or will the price go way up?Life insurance · Buying a policy · Texas · checked Nov 7, 2026
32. I am leaving my job. Can I keep my work life insurance or turn it into my own policy?Life insurance · Who pays · Texas · checked Nov 7, 2026109 similar questions on Quora
33. I missed a life insurance payment. Is my policy still good, and can I get it back if it lapsed?Life insurance · After payment · Texas · checked Nov 7, 20264 similar questions on Quora
34. Does insurance pay to repair tire damage?General insurance · Buying a policy · checked Nov 6, 2026
35. When someone sues a small business, who deals with the insurance company's lawyers, the insurer or the owner?Business insurance · Who pays · checked Nov 6, 20264 similar questions on Quora
36. Where can I compare business insurance quotes from different insurance companies?Business insurance · Buying a policy · checked Nov 6, 2026
37. How do I ask my travel insurance company to reimburse my travel expenses?Travel insurance · How to file · checked Nov 6, 202649 similar questions on Reddit and Quora
38. Does travel insurance cover COVID, and how do I check a plan?Travel insurance · Buying a policy · checked Nov 6, 2026
39. Can I switch pet insurance providers, and what should I know before I change?Pet insurance · Buying a policy · checked Nov 6, 2026
40. Is there pet insurance that covers diabetes?Pet insurance · Buying a policy · checked Nov 6, 2026
41. Why doesn't flood insurance cover damage to the ground under a home?Home insurance · Who pays · checked Nov 6, 2026304 similar questions on Reddit and Quora
42. How do I shop for car insurance?Car insurance · Buying a policy · checked Nov 6, 2026
43. Will my car insurance be affected if I drive for Uber?Car insurance · Buying a policy · New York · checked Nov 6, 2026
44. What does a home insurance policy actually cover, and what does it leave out?Home insurance · Buying a policy · Texas · checked Nov 6, 2026
45. My home insurance company cancelled my policy or will not renew it. What are my rights?Home insurance · Complaint / outside review · Texas · checked Nov 6, 202659 similar questions on Reddit and Quora
46. Does my homeowners insurance still cover me if I rent out my house?Home insurance · Who pays · Texas · checked Nov 6, 2026304 similar questions on Reddit and Quora
47. Will my car insurance change if I move?Car insurance · Buying a policy · Texas · checked Nov 6, 2026
48. What if no company will sell me car insurance?Car insurance · Buying a policy · Texas · checked Nov 6, 2026
49. Does the state approve car insurance rates, and what can I do if mine seems too high?Car insurance · Buying a policy · checked Nov 6, 2026
50. Can my insurer cancel or non-renew my car policy, and how much notice do I get?Car insurance · Buying a policy · checked Nov 6, 2026
51. What is disability insurance and how much does it pay?Disability insurance · Buying a policy · checked Nov 6, 2026
52. What travel insurance options are available for people with a pre-existing condition such as diabetes?Travel insurance · Buying a policy · checked Nov 6, 2026
53. What does travel insurance cover, and is it actually necessary?Travel insurance · Buying a policy · checked Nov 6, 2026
54. Does Medicare pay for eye exams and glasses, and what does a vision plan cost?Vision insurance · Buying a policy · checked Nov 6, 2026
55. How much homeowners insurance should I carry?Home insurance · Buying a policy · Texas · checked Nov 6, 2026
56. I lost my job-based health coverage. Should I take COBRA or buy a Marketplace plan?Health insurance · Buying a policy · checked Nov 6, 2026
57. HMO vs PPO vs EPO vs POS — what's the difference?Health insurance · Buying a policy · checked Nov 6, 2026
58. How do I lower my monthly health insurance payment with the premium tax credit?Health insurance · Buying a policy · checked Nov 6, 2026
59. What's the difference between Bronze, Silver, Gold and Platinum Marketplace plans?Health insurance · Buying a policy · checked Nov 6, 2026
60. What is Medigap, when can I buy it, and what does it cost?Health insurance · Buying a policy · checked Nov 6, 2026
61. Can my state help pay my Medicare premiums?Health insurance · Buying a policy · checked Nov 6, 2026
62. Is there help paying for my Medicare Part D premiums and drug costs?Health insurance · Buying a policy · checked Nov 6, 2026
63. How much do I pay for Medicare Part A and a hospital stay?Health insurance · Buying a policy · checked Nov 6, 2026
64. How does the ACA premium tax credit work, and what if my income changes?Health insurance · Buying a policy · checked Nov 6, 2026
65. What's the difference between bronze, silver, gold and platinum health plans?Health insurance · Buying a policy · checked Nov 6, 2026
66. When should I buy a Medigap policy and how do I choose one?Health insurance · Buying a policy · checked Nov 6, 2026
67. What is the difference between Original Medicare and a Medicare Advantage plan?Health insurance · Buying a policy · checked Nov 6, 2026
68. What will I pay for Medicare Part D drugs in a year?Health insurance · Buying a policy · checked Nov 6, 2026
69. When can I sign up for Medicare and when does my coverage start?Health insurance · Buying a policy · checked Nov 6, 2026
70. I didn't sign up for Medicare Part B or a drug plan when I turned 65. What is the penalty?Health insurance · Buying a policy · checked Nov 6, 2026
71. How much does Medicare Part B cost me each month and each year?Health insurance · Buying a policy · checked Nov 6, 2026
72. What should I do if my Florida home insurance company drops me?Home insurance · Buying a policy · Florida · checked Nov 6, 2026
73. Does Medicare pay for a nursing home or long-term care?Long-term care insurance · Who pays · checked Nov 6, 202636 similar questions on Quora
74. Can Medicaid take my parent's house after they die (estate recovery)?Long-term care insurance · After payment · checked Nov 6, 2026
75. What does a Medicare Advantage denial notice have to tell me?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
76. How long do I have to appeal a denial from a plan I bought on HealthCare.gov?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
77. Can I get a faster Medicaid hearing if waiting could harm my health?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
78. What does a complaint to the state insurance department do?General insurance · Denied · Texas · checked Nov 6, 2026140 similar questions on Reddit and Quora
79. The insurer denied a death claim because of the suicide clause. How long does that last?Life insurance · Denied · Texas · checked Nov 6, 2026Asked on Reddit, rewritten: “A life insurer denied the claim after a family member died by suicide. What can we do?” original ↗69 similar questions on Reddit and Quora
80. A life insurer denied the death claim, saying the application had wrong answers. Can they do that?Life insurance · Denied · Texas · checked Nov 6, 202669 similar questions on Reddit and Quora
81. My insurer won't pay for a rental car while mine is being fixed. Is that right?Car insurance · Denied · Texas · checked Nov 6, 2026423 similar questions on Reddit and Quora
82. My insurer declared my car a total loss and the amount seems too low. What can I ask for?Car insurance · Denied · Texas · checked Nov 6, 2026423 similar questions on Reddit and Quora
83. My Texas auto insurer says I reported the accident too late. Can they deny it?Car insurance · Denied · Texas · checked Nov 6, 2026423 similar questions on Reddit and Quora
84. The other driver's insurer refuses to pay, saying their driver wasn't at fault. What now?Car insurance · Denied · checked Nov 6, 2026Asked on Reddit, rewritten: “My car was badly damaged in a crash, and the insurer won’t accept liability even though fault seems obvious. What now?” original ↗423 similar questions on Reddit and Quora
85. I disagree with my home insurer. Do I ask for an appraisal or file a complaint?Home insurance · Denied · Texas · checked Nov 6, 2026233 similar questions on Reddit and Quora
86. My insurer paid less than the repair cost and took off depreciation. Is that right?Home insurance · Denied · Texas · checked Nov 6, 2026233 similar questions on Reddit and Quora
87. My insurer denied the claim because I reported it late. Is there any exception?Home insurance · Denied · Texas · checked Nov 6, 2026233 similar questions on Reddit and Quora
88. My insurer denied my mold claim, saying it was a slow leak. What can I do?Home insurance · Denied · Texas · checked Nov 6, 2026Asked on Reddit, rewritten: “My home claim was denied because I didn’t notice a leak for a few days. Can they do that?” original ↗233 similar questions on Reddit and Quora
89. My homeowners insurer denied water damage as flood. Is that covered?Home insurance · Denied · Texas · checked Nov 6, 2026233 similar questions on Reddit and Quora
90. I got a bill from an out-of-network provider I didn't pick. Is it allowed?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
91. My claim was denied because I have other insurance. Who pays first?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
92. My plan says my claim is excluded or not a covered benefit. What can I check?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
93. My claim was denied because of a billing or coding problem. What now?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
94. My plan denied the claim saying it's a pre-existing condition. Is that allowed?Health insurance · Denied · checked Nov 6, 2026Asked on Reddit, rewritten · Individual health plan: “My health insurer turned down a claim as a pre-existing condition. What are my next steps?” original ↗1,065 similar questions on Reddit and Quora
95. My plan denied it because I didn't get prior approval. What can I do?Health insurance · Denied · checked Nov 6, 2026Asked on Reddit, rewritten · Individual health plan: “My doctor didn’t get the required pre-approval, and the insurer denied the claim. Am I stuck with the bill?” original ↗1,065 similar questions on Reddit and Quora
96. My plan denied the claim because the provider was out of network. Is that allowed?Health insurance · Denied · checked Nov 6, 2026Asked on Reddit, rewritten · Individual health plan: “I was told the provider was in my network, then the insurer denied the claim as out-of-network. Is that allowed?” original ↗1,065 similar questions on Reddit and Quora
97. My plan says my treatment is experimental. Can I fight that?Health insurance · Denied · checked Nov 6, 2026Asked on Reddit, rewritten · Individual health plan: “My plan paid for a service twice before, and now calls it experimental and won’t pay. Can I fight that?” original ↗1,065 similar questions on Reddit and Quora
98. My health plan says the care wasn't medically necessary. What do I do, step by step, and by when?Health insurance · Denied · checked Nov 6, 2026Asked on Reddit, rewritten · Individual health plan: “My insurer paid for my surgery, then reversed itself and said it wasn’t medically necessary. What now?” original ↗1,065 similar questions on Reddit and Quora
99. Ohio's minimum liability limits look low — what happens if I cause a crash and a court judgment against me is bigger than my insurance pays?Car insurance · Who pays · Ohio · checked Nov 6, 2026621 similar questions on Reddit and Quora
100. In California, what if I cause a crash that costs more than my liability limit, and should I buy higher limits than the law requires?Car insurance · Buying a policy · California · checked Nov 6, 2026
101. Florida's minimum coverage is small — how much could I owe if I lend my car and the driver causes a big crash?Car insurance · Who pays · Florida · checked Nov 6, 2026621 similar questions on Reddit and Quora
102. I am renting a car in Texas — do I need the rental company's damage waiver and liability policy, or does my own car insurance cover me?Car insurance · Buying a policy · Texas · checked Nov 6, 2026
103. I rented a car in Florida and caused a crash — whose liability insurance pays first, mine or the rental company's?Car insurance · Who pays · Florida · checked Nov 6, 2026621 similar questions on Reddit and Quora
104. I rented a car in New York and it was damaged or stolen — will the rental company make me pay, and does my own car insurance or credit card cover it?Car insurance · Who pays · New York · checked Nov 6, 2026621 similar questions on Reddit and Quora
105. Texas minimum liability limits feel too low — what coverage can protect me if a crash costs more than my policy pays (umbrella / higher limits)?Car insurance · Buying a policy · Texas · checked Nov 6, 2026
106. I caused a car accident in Texas and the other driver's bills are higher than my liability limit — am I personally responsible for the rest?Car insurance · Who pays · Texas · checked Nov 6, 2026621 similar questions on Reddit and Quora
107. California rental company wants me to buy its damage waiver at the counter — is that required, and what happens if I decline?Car insurance · Buying a policy · California · checked Nov 6, 2026
108. I rented a car in California and it got damaged or stolen — do I have to pay, and does my own car insurance or credit card cover it?Car insurance · Who pays · California · checked Nov 6, 2026621 similar questions on Reddit and Quora
109. After my travel insurance paid my cancelled trip claim, can the insurer ask for money back or go after the airline, or raise my premium?Travel insurance · After payment · checked Nov 6, 20261 similar questions on Quora
110. My travel insurance paid much less than my doctor bill from my trip. What can I do to get a fair amount?Travel insurance · Paid too little · checked Nov 6, 20261 similar questions on Quora
111. Do I need a lawyer for my workers' comp claim after an injury at work, and is the insurer acting in bad faith?Workers’ comp · Lawyer / bad faith · checked Nov 6, 202625 similar questions on Quora
112. How do I file a business insurance claim for fire or smoke damage, and what documents do I need?Business insurance · How to file · checked Nov 6, 20262 similar questions on Quora
113. How long do I have to file a renters insurance claim after a guest got hurt in my apartment?Renters insurance · Deadlines · checked Nov 6, 20262 similar questions on Quora
114. My business insurance denied a claim for an illness or injury. Why would that happen, and is it allowed?Business insurance · Denied · Texas, Washington · checked Nov 6, 20263 similar questions on Quora
115. If someone gets hurt or sick because of my business, which business insurance pays?Business insurance · Who pays · checked Nov 6, 20264 similar questions on Quora
116. Will my health insurance pay for therapy, and how much will I owe?General insurance · Who pays · checked Nov 6, 202615 similar questions on Quora
117. Do I need a lawyer for my renters insurance claim, and is the insurer acting in bad faith?Renters insurance · Lawyer / bad faith · checked Nov 6, 202623 similar questions on Reddit and Quora
118. My pet insurance denied my claim for my dog's illness. Why, and is that allowed?Pet insurance · Denied · checked Nov 6, 2026Asked on Reddit, rewritten: “My pet insurer denied a claim for my cat’s heart disease. What can I do?” original ↗34 similar questions on Reddit and Quora
119. Will my pet insurance pay for my cat's illness or dental work, or only for accidents?Pet insurance · Who pays · checked Nov 6, 202655 similar questions on Quora
120. My dog tore a ligament in the other knee and the pet insurer says it's excluded as bilateral. Is that allowed?Pet insurance · Denied · checked Nov 6, 202634 similar questions on Reddit and Quora
121. My renters insurance denied my water leak claim. Is that allowed?Renters insurance · Denied · Texas · checked Nov 6, 2026Asked on Reddit, rewritten: “A leak damaged my things, the renters insurer denied the claim, and the landlord says it isn’t responsible. What now?” original ↗21 similar questions on Reddit and Quora
122. My homeowners insurance denied my fire damage claim. Why would they, and what can I do?Home insurance · Denied · checked Nov 6, 2026233 similar questions on Reddit and Quora
123. Will my travel insurance cover a trip I had to cancel because my mother got sick?Travel insurance · Who pays · checked Nov 6, 202664 similar questions on Quora
124. My pet insurer denied my dog's knee surgery as pre-existing because the vet notes mention limping before the policy started. Is that allowed?Pet insurance · Denied · checked Nov 6, 2026Asked on Quora, rewritten: “Why do pet insurers refuse to pay for conditions that started before coverage?” original ↗34 similar questions on Reddit and Quora
125. My car insurance check has my lender's name on it, or the repair shop's. Why?Car insurance · Other · California · checked Nov 6, 2026136 similar questions on Quora
126. My insurer called after my accident and I did not answer. Can it refuse to renew my policy?Car insurance · Other · Texas · checked Nov 6, 2026136 similar questions on Quora
127. How long do I have to fix my car after I get the insurance check?Car insurance · After payment · Texas · checked Nov 6, 2026101 similar questions on Quora
128. Will my car insurance cover me while I drive for a ride-hailing or delivery app?Car insurance · Who pays · Texas · checked Nov 6, 2026621 similar questions on Reddit and Quora
129. Is a health care sharing ministry insurance, and what can I do if it does not pay my bill?Health insurance · Denied · Texas · checked Nov 6, 20261,065 similar questions on Reddit and Quora
130. My health plan already paid, and now the money is being taken back. What are my rights?Health insurance · After payment · Texas · checked Nov 6, 202615 similar questions on Quora
131. My Colorado homeowners insurer is dragging out or denying my hail claim. What does state law give me?Home insurance · Lawyer / bad faith · Colorado · checked Nov 6, 2026302 similar questions on Reddit and Quora
132. My long-term disability policy limits mental health claims to 24 months. Is that allowed, and what can I do?Disability insurance · Denied · checked Nov 6, 202656 similar questions on Reddit and Quora
133. What is my flood insurance deductible?Flood insurance · Who pays · checked Nov 6, 2026
134. Why did the insurer hold back part of my home repair money, and why is the check made out to my mortgage company?Home insurance · Paid too little · Texas · checked Nov 6, 2026131 similar questions on Reddit and Quora
135. They totaled my car. How is the amount set, can I keep the car, and what happens to the title?Car insurance · Paid too little · Texas · checked Nov 6, 2026372 similar questions on Reddit and Quora
136. Who pays for my rental car after a crash, and am I covered driving a rental?Car insurance · Who pays · Texas · checked Nov 6, 2026621 similar questions on Reddit and Quora
137. Someone else caused damage to my home. Do I file with my insurance or theirs?Home insurance · Other · Texas · checked Nov 6, 202663 similar questions on Quora
138. Who pays a death benefit, how long does an employer group life claim take, and will my health plan or Medicare pay anything when someone dies?Life insurance · Who pays · checked Nov 6, 2026109 similar questions on Quora
139. How long does a flood insurance claim take, can I get money early, and what if I disagree?Flood insurance · How to file · checked Nov 6, 202618 similar questions on Reddit
140. My disability insurance won't pay. When does disability insurance pay, and what can I do?Disability insurance · Who pays · Texas · checked Nov 6, 202626 similar questions on Quora
141. I have Medicare and also retiree coverage or COBRA from a past job. Which one pays first?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
142. I am 65, still working, and have Medicare and my job's health plan. Which one pays first?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
143. I got married or had a baby. Can I add my family to my job's health plan now?Health insurance · Deadlines · checked Nov 6, 202616 similar questions on Reddit and Quora
144. I lost my other health coverage. Can I join my job's health plan now, or do I have to wait for open enrollment?Health insurance · Deadlines · checked Nov 6, 202616 similar questions on Reddit and Quora
145. My health insurance paid less than I expected. Is there a way to challenge it?Health insurance · Paid too little · checked Nov 6, 2026119 similar questions on Reddit and Quora
146. Do I need a lawyer for my health insurance claim, and what if the plan does not follow the rules?Health insurance · Lawyer / bad faith · checked Nov 6, 2026282 similar questions on Reddit and Quora
147. My health plan denied prior approval for care. How do I appeal, and how fast?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
148. My doctor asked my health plan for prior approval. How long does the plan have to answer?Health insurance · How to file · checked Nov 6, 2026907 similar questions on Reddit and Quora
149. Do I need a lawyer for my employer health plan claim?Health insurance · Lawyer / bad faith · checked Nov 6, 2026Asked on Reddit, rewritten · Employer health plan: “My work health plan keeps denying my claims. Is it time to find a lawyer who handles employer plans?” original ↗282 similar questions on Reddit and Quora
150. How do I file an employer life insurance claim after a death, and how long does the plan have to answer?Life insurance · How to file · checked Nov 6, 202659 similar questions on Reddit and Quora
151. How do I appeal my employer plan's disability benefit denial?Disability insurance · Appeal · checked Nov 6, 2026Asked on Quora, rewritten: “What steps do I take to appeal a denied disability insurance claim?” original ↗88 similar questions on Reddit and Quora
152. Can I get an outside review of my employer health plan's denial?Health insurance · Complaint / outside review · checked Nov 6, 2026Asked on Reddit, rewritten · Employer health plan: “My employer plan said no. How do I ask for an outside (external) review?” original ↗155 similar questions on Reddit and Quora
153. My employer health plan has not decided my claim. What can I do?Health insurance · Slow or stuck · checked Nov 6, 2026295 similar questions on Reddit and Quora
154. My employer health plan denied my claim. Why, and is that allowed?Health insurance · Denied · checked Nov 6, 2026Asked on Reddit, rewritten · Employer health plan: “My employer’s self-funded health plan turned down a claim. How do I challenge that decision?” original ↗1,065 similar questions on Reddit and Quora
155. I filed a claim with my employer health plan. How long does the plan have to decide?Health insurance · How to file · checked Nov 6, 2026907 similar questions on Reddit and Quora
156. How do I appeal my employer health plan's denial for pregnancy or birth care?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
157. My health insurance claim is delayed. What can I do?Health insurance · Slow or stuck · checked Nov 6, 2026295 similar questions on Reddit and Quora
158. How do I file a health insurance claim for an illness or injury, and how long until I hear back?Health insurance · How to file · checked Nov 6, 2026907 similar questions on Reddit and Quora
159. My health insurance denied my claim for an illness or injury. Why, and is that allowed?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
160. How do I appeal a health insurance denial?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
161. Does Medicare pay for dental work like fillings, extractions or dentures?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
162. Original Medicare denied my claim. How long do I have to appeal, and how fast must they answer?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
163. Does Medicare pay for care if I get sick or hurt outside the United States?Travel insurance · Who pays · checked Nov 6, 202664 similar questions on Quora
164. I'm 65 and still have insurance through my job. Can I wait to sign up for Medicare Part B without a penalty?Health insurance · Buying a policy · checked Nov 6, 2026
165. How do I apply for Medicaid, and how long can the state take to decide?Health insurance · Slow or stuck · checked Nov 6, 2026295 similar questions on Reddit and Quora
166. Why is my Medicare Part B premium higher than $202.90? Does my income change it?Health insurance · How to file · checked Nov 6, 2026907 similar questions on Reddit and Quora
167. How much is the copay for Medicare Advantage plans?Health insurance · Buying a policy · checked Nov 6, 2026
168. I just joined a new Medicare drug plan and my medicine isn't on its list. Do I have to go without?Health insurance · How to file · checked Nov 6, 2026907 similar questions on Reddit and Quora
169. I got a huge out-of-network air ambulance bill. Does my health plan have to cover it?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
170. My Medicare Summary Notice shows a service as denied. Do I owe money, and what do I do?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
171. My doctor just left my plan's network in the middle of my treatment. Can I keep seeing them at in-network cost?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
172. My doctor didn't file my Medicare claim and I paid out of pocket. Can I file it myself?Health insurance · How to file · checked Nov 6, 2026907 similar questions on Reddit and Quora
173. I'm turning 26 and losing my parent's health plan. How and when can I get my own coverage?Health insurance · Buying a policy · checked Nov 6, 2026
174. Can my Medicare start date be backdated if I signed up late or got wrong information?Health insurance · How to file · checked Nov 6, 2026907 similar questions on Reddit and Quora
175. I have Medicare and a job plan. Which one pays first, and what if the wrong one was billed?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
176. My plan says preventive care is free, so why did I get a bill for my checkup?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
177. I got hurt at work in Texas. Who pays, and how do I file a workers' comp claim?Workers’ comp · How to file · Texas · checked Nov 6, 20269 similar questions on Quora
178. Insurance dropped me for not paying my premium. What is a grace period?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
179. What is an out-of-pocket maximum and what does it not include?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
180. What is the difference between Bronze, Silver, Gold and Platinum health plans?Health insurance · Buying a policy · checked Nov 6, 2026
181. What does Medicare Part B cost in 2026: premium, deductible and the 20%?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
182. What do I pay for a hospital stay in Original Medicare in 2026?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
183. What is the Medicare Part B late enrollment penalty?Health insurance · Buying a policy · checked Nov 6, 2026
184. What is Extra Help for Medicare drug costs and who qualifies?Health insurance · Buying a policy · checked Nov 6, 2026
185. How do Medicare Part D plans charge: premium, deductible and tiers?Health insurance · Buying a policy · checked Nov 6, 2026
186. I have cancer. How do I compare Original Medicare and Medicare Advantage?Health insurance · Buying a policy · checked Nov 6, 2026
187. How often does Medicaid have to be renewed, and what if my Medicaid was ended?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
188. If Medicaid pays only part of the hospital bill, can the hospital bill me for the rest?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
189. I had a baby and missed Open Enrollment. Can I still get health coverage?Health insurance · Buying a policy · checked Nov 6, 2026
190. I lost my job. Should I take COBRA or look at the Marketplace, and how long do I have?Health insurance · Buying a policy · checked Nov 6, 2026
191. What does a Medigap plan pay, and what is the difference between Plan G and Plan C?Health insurance · Buying a policy · checked Nov 6, 2026
192. When can I switch from traditional Medicare to a Medicare Advantage plan, or go back?Health insurance · Buying a policy · checked Nov 6, 2026
193. What is the Part D late enrollment penalty and how is it figured?Health insurance · Buying a policy · checked Nov 6, 2026
194. How do I file a complaint against my insurance company with the California Department of Insurance?General insurance · Complaint / outside review · California · checked Nov 6, 202662 similar questions on Reddit and Quora
195. How do I appeal a denied claim with Aetna, and what is the deadline?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
196. I got an out-of-network bill for emergency surgery at an in-network hospital. Do I have to pay it?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
197. My insurer wants to stop paying for ongoing physical therapy. Do they have to keep paying while I appeal?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
198. My Medicare Part D plan won't cover my drug. How do I ask for an exception and how fast must they decide?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
199. My Medicare Advantage plan denied a skilled nursing facility stay that traditional Medicare would have covered. Is that allowed?Health insurance · Denied · checked Nov 6, 2026Asked on Reddit, rewritten · Medicare: “A Medicare Advantage plan stopped paying for a relative’s nursing facility stay after 20 days. Is that allowed?” original ↗1,065 similar questions on Reddit and Quora
200. My Medicare Advantage plan denied my hospital stay as not medically necessary. How do I appeal and how fast must they decide?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
201. Can a Medicare Advantage plan use an algorithm to deny my care?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
202. My child's CHIP plan denied a service. Can I get an independent review?Health insurance · Complaint / outside review · checked Nov 6, 2026155 similar questions on Reddit and Quora
203. Will Medicaid keep paying for my care while my appeal is pending?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
204. How can I find out if Medicare denied a claim?Health insurance · Slow or stuck · checked Nov 6, 2026Asked on Reddit, rewritten · Medicare: “Can I see denied claims when I log in to my Medicare account?” original ↗295 similar questions on Reddit and Quora
205. My health plan dropped my medication from the formulary. How do I get an exception?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
206. If Medicare denies a surgery claim, do I owe the surgeon?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
207. Can my Medigap plan pay a claim that Original Medicare denied?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
208. Medicare denied my "Welcome to Medicare" visit and I got a bill. What now?Health insurance · Denied · checked Nov 6, 2026Asked on Reddit, rewritten · Medicare: “Medicare turned down the claim for my first “Welcome to Medicare” visit. What can I do?” original ↗1,065 similar questions on Reddit and Quora
209. Medicaid denied my claim saying I have other insurance, but I don't. What can I do?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
210. Will Medicare pay for a nursing facility stay after the hospital?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
211. Will Medicare pay for a nurse or aide at home?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
212. I have a Medicaid plan. They denied my ER visit, or the hospital bills me. Is that allowed?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
213. Will Medicare pay for my ambulance ride?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
214. I'm unhappy with how my Medicare plan treated me. Do I file a complaint or an appeal, and where?Health insurance · Complaint / outside review · checked Nov 6, 2026155 similar questions on Reddit and Quora
215. My Medicare claim seems stuck. How do I check it, and is there a deadline?Health insurance · Slow or stuck · checked Nov 6, 2026295 similar questions on Reddit and Quora
216. My Medicaid plan denied a service. How do I appeal and by when?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
217. Will Medicaid keep paying for my care while my appeal is pending?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
218. I'm under 65 and get Social Security disability. When do I get Medicare?Health insurance · Buying a policy · checked Nov 6, 2026
219. Why do insurance companies deny home insurance claims in Texas?Home insurance · Denied · Texas · checked Nov 6, 2026233 similar questions on Reddit and Quora
220. My Colorado homeowners insurer is acting in bad faith on my hail claim. What are my options?Home insurance · Complaint / outside review · Colorado · checked Nov 6, 202659 similar questions on Reddit and Quora
221. How long does an insurance company have to pay a claim in Pennsylvania?General insurance · Deadlines · Pennsylvania · checked Nov 6, 20269 similar questions on Reddit and Quora
222. Does my dental plan have a waiting period, and does health insurance cover dental?Dental insurance · Buying a policy · checked Nov 6, 2026
223. My insurer keeps asking for new documents and the claim never ends. What are my rights?Home insurance · Slow or stuck · Texas · checked Nov 6, 2026217 similar questions on Reddit and Quora
224. I can't live in my home during repairs. What does my insurance pay for, and for how long?Home insurance · Who pays · Texas · checked Nov 6, 2026304 similar questions on Reddit and Quora
225. The repair shop found more damage than the adjuster's estimate. Will the insurer pay for it?Home insurance · Paid too little · Texas · checked Nov 6, 2026131 similar questions on Reddit and Quora
226. My home claim check went to my mortgage company. How do I get the money?Home insurance · After payment · Texas · checked Nov 6, 202638 similar questions on Quora
227. I already paid a lot this year. Why is my plan still billing me, and what is the out-of-pocket maximum?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
228. My Florida PIP insurer is slow or denied part of my medical bills. What does the law say?Car insurance · Slow or stuck · Florida · checked Nov 6, 2026367 similar questions on Reddit and Quora
229. Will my premium go up if I file a claim?Home insurance · Buying a policy · Texas · checked Nov 6, 2026
230. Medicare refused a service. Will my Medigap policy pay it instead?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
231. Medicare denied the claim. Does my doctor get to bill me for it?Health insurance · Who pays · checked Nov 6, 2026Asked on Reddit, rewritten · Medicare: “Medicare refused to pay for a service. Can a doctor who takes Medicare still bill me for it?” original ↗716 similar questions on Reddit and Quora
232. I got a bill after my “Welcome to Medicare” visit. Isn't that visit free?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
233. My insurer cancelled my coverage back to the start date and wants the claims back. Can they do that?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
234. My insurer denied my ER visit because it says it wasn't an emergency. Is that allowed?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
235. My plan won't cover my prescription without prior approval, or says the drug isn't on its list. What can I ask for?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
236. How do I file a health insurance claim through my job's plan, and how long do they have to decide?Health insurance · How to file · checked Nov 6, 2026907 similar questions on Reddit and Quora
237. Does my health plan have to cover this? What do Marketplace plans cover?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
238. I'm fighting my insurance company over a claim. How do I choose a lawyer, and what can the state insurance department do?General insurance · Lawyer / bad faith · Texas · checked Nov 6, 2026399 similar questions on Reddit and Quora
239. My homeowners claim was denied or paid too little. What should I know before hiring a public adjuster in Texas?Home insurance · Appeal · Texas · checked Nov 6, 2026305 similar questions on Reddit and Quora
240. My Medicare drug plan won't cover my prescription. How do I appeal?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
241. Which outpatient prescription drugs does Medicare Part B cover?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
242. Does Medicare pay for a hospital stay, and what will I owe?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
243. Does Medicare pay for an MRI, CT scan or X-ray?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
244. My health plan denied therapy. Do Marketplace plans have to cover mental health care?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
245. Does Medicare pay for therapy or counseling?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
246. My doctor hasn't filed my Medicare claim, or I got a bill. How do I check, and is there a time limit?Health insurance · Slow or stuck · checked Nov 6, 2026295 similar questions on Reddit and Quora
247. The other driver's insurance says their driver wasn't at fault. Can I appeal that, and who pays now?Car insurance · Appeal · Texas · checked Nov 6, 2026235 similar questions on Reddit and Quora
248. My auto insurer is treating my claim unfairly. How do I complain to the state, and what can they do?Car insurance · Complaint / outside review · Texas · checked Nov 6, 202683 similar questions on Reddit and Quora
249. The at-fault driver's insurer paid my claim but not the full repair cost. Can I get the rest?Car insurance · Paid too little · checked Nov 6, 2026372 similar questions on Reddit and Quora
250. My insurer refused to pay for a rental car after an accident caused by another driver. What can I do?Car insurance · Denied · checked Nov 6, 2026Asked on Reddit, rewritten: “The insurer won’t pay for the full time I needed a rental car. Can I get the rest covered?” original ↗423 similar questions on Reddit and Quora
251. The other driver's insurer denied my claim even though their driver was 100% at fault. Should I claim through my own insurance?Car insurance · Denied · checked Nov 6, 2026Asked on Reddit, rewritten: “The other driver admitted the crash was his fault, but his insurer still denied our claim. What are our options?” original ↗423 similar questions on Reddit and Quora
252. In New York, how long do I have to sue the other driver for damage to my car or for my injury?Car insurance · Deadlines · New York · checked Nov 6, 202629 similar questions on Reddit and Quora
253. In Michigan, does the prompt-payment law apply to the other driver's insurer when I make a claim against its customer?Car insurance · Paid too little · Michigan · checked Nov 6, 2026372 similar questions on Reddit and Quora
254. I bought flood insurance right before the storm. Will it pay?Flood insurance · Who pays · checked Nov 6, 2026
255. Original Medicare denied my claim. What are the appeal levels and deadlines?Health insurance · Appeal · checked Nov 6, 2026Asked on Reddit, rewritten · Medicare: “Medicare denied payment on my claim. What are my next steps?” original ↗852 similar questions on Reddit and Quora
256. I got a surprise out-of-network bill after an ER visit, and I have insurance. What protections apply?Health insurance · Other · checked Nov 6, 2026372 similar questions on Quora
257. My EOB says the claim was denied, but I owe $0 for an out-of-network bill at my in-network California hospital. What's going on?Health insurance · Denied · California · checked Nov 6, 20261,065 similar questions on Reddit and Quora
258. My California health insurer says it never got my claim, and I paid cash. How do I file the claim myself?Health insurance · How to file · California · checked Nov 6, 2026907 similar questions on Reddit and Quora
259. My doctor is leaving my California HMO's network in the middle of my treatment. Can I keep seeing them at the in-network rate?Health insurance · Who pays · California · checked Nov 6, 2026716 similar questions on Reddit and Quora
260. My provider filed my claim late in California — can they bill me for the denied amount?Health insurance · Who pays · California · checked Nov 6, 2026716 similar questions on Reddit and Quora
261. I have an HMO, I paid the bill myself, and I want the plan to pay me back. What clocks does it have to keep?Health insurance · How to file · Texas · checked Nov 6, 2026907 similar questions on Reddit and Quora
262. I paid the doctor myself and want my plan to pay me back. How do I file it, and how fast must the insurer answer?Health insurance · How to file · Texas · checked Nov 6, 2026907 similar questions on Reddit and Quora
263. My doctor filed the claim late, my HMO refused it, and now the office is billing me. Do I have to pay that?Health insurance · Who pays · Texas · checked Nov 6, 2026716 similar questions on Reddit and Quora
264. I went to an emergency room that is not in my HMO network. The hospital and the ER doctor billed me. What does my HMO owe, and what do I owe?Health insurance · Who pays · Texas · checked Nov 6, 2026716 similar questions on Reddit and Quora
265. An ambulance company billed me after my emergency trip, and my HMO says the company is non-network. Do I owe that bill?Health insurance · Who pays · Texas · checked Nov 6, 2026716 similar questions on Reddit and Quora
266. My HMO sent me to a network hospital, but the anesthesiologist was non-network and billed me. Do I owe it?Health insurance · Who pays · Texas · checked Nov 6, 2026716 similar questions on Reddit and Quora
267. My coverage is an HMO, and it says it never got my doctor's claim. What does Texas law say about the date a claim is received?Health insurance · Slow or stuck · Texas · checked Nov 6, 2026295 similar questions on Reddit and Quora
268. My plan says it never received my doctor's claim, and the office says it sent it. What dates can I ask for?Health insurance · Slow or stuck · Texas · checked Nov 6, 2026295 similar questions on Reddit and Quora
269. My coverage is an insurance policy, and the Explanation of Benefits says denied with zero paid. What must that notice include?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
270. My Explanation of Benefits says the claim was denied and the plan paid zero. What must the plan tell me, and can I appeal?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
271. An ambulance company billed me after my emergency room trip, and my plan says the company is out of network. Do I owe that bill?Health insurance · Who pays · Texas · checked Nov 6, 2026716 similar questions on Reddit and Quora
272. My surgery was at an in-network hospital, but the anesthesiologist was out of network and sent me a separate bill. Do I owe it?Health insurance · Who pays · Texas · checked Nov 6, 2026716 similar questions on Reddit and Quora
273. My job's plan pays its own claims. The clinic filed late, the plan denied it, and now the office wants the money from me. What are my rights?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
274. My HMO is dropping my doctor while I am still in treatment. Can I keep seeing them at the plan rate?Health insurance · Who pays · Texas · checked Nov 6, 2026716 similar questions on Reddit and Quora
275. I have an HMO. The clinic filed my claim late and the plan would not pay. Can the clinic bill me?Health insurance · Who pays · Texas · checked Nov 6, 2026716 similar questions on Reddit and Quora
276. My Explanation of Benefits says the claim was denied but that I owe $0. What does that mean, and what should I check?Health insurance · Denied · Texas · checked Nov 6, 20261,065 similar questions on Reddit and Quora
277. My doctor is leaving my plan's network in the middle of my treatment. Can I keep the in-network rate?Health insurance · Who pays · Texas · checked Nov 6, 2026716 similar questions on Reddit and Quora
278. Do I need a lawyer to appeal a denied disability insurance claim?Disability insurance · Appeal · checked Nov 6, 2026Asked on Reddit, rewritten: “My long-term disability claim was denied and I need advice. Where do I start?” original ↗88 similar questions on Reddit and Quora
279. Can I sign up for dental insurance anytime?Dental insurance · Buying a policy · checked Nov 6, 2026
280. Should I buy term life insurance or permanent life insurance?Life insurance · Buying a policy · checked Nov 6, 2026
281. Does life insurance pay if the death was from an illness or old age?Life insurance · Who pays · checked Nov 6, 2026109 similar questions on Quora
282. Medicaid paid only part of my hospital bill. Can the hospital bill me for the rest?Health insurance · Who pays · checked Nov 6, 2026716 similar questions on Reddit and Quora
283. How long do I have to dispute an auto total-loss settlement, and what is the appraisal process?Car insurance · Paid too little · checked Nov 6, 2026372 similar questions on Reddit and Quora
284. My insurer offered $8,000 for my totaled car but Kelley Blue Book says $12,000. What can I do?Car insurance · Paid too little · checked Nov 6, 2026372 similar questions on Reddit and Quora
285. In Texas, my insurer depreciated my roof on a hail claim. Do they have to pay the depreciation?Home insurance · Paid too little · Texas · checked Nov 6, 2026131 similar questions on Reddit and Quora
286. My homeowners insurer denied my water damage claim as "wear and tear". Can I fight it?Home insurance · Denied · Texas · checked Nov 6, 2026233 similar questions on Reddit and Quora
287. Can I sue my insurance company for taking too long on a claim?General insurance · Lawyer / bad faith · checked Nov 6, 2026399 similar questions on Reddit and Quora
288. How do I appeal a denied claim with Aetna, and what is the deadline?Health insurance · Appeal · checked Nov 6, 2026852 similar questions on Reddit and Quora
289. What percentage of health insurance claims are denied in the US?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
290. How long does a dental insurance claim usually take to process?Dental insurance · Slow or stuck · Texas · checked Nov 6, 202627 similar questions on Reddit and Quora
291. I missed the deadline to appeal my health insurance denial. Is there anything I can still do?Health insurance · Deadlines · checked Nov 6, 202616 similar questions on Reddit and Quora
292. Do I need a predetermination before getting a dental crown?Dental insurance · Buying a policy · Texas · checked Nov 6, 2026
293. Will life insurance pay out if the death was a suicide one year after the policy was purchased?Life insurance · Denied · Texas · checked Nov 6, 202669 similar questions on Reddit and Quora
294. How do I appeal a long-term care insurance denial for a hospital stay?Long-term care insurance · Appeal · Texas · checked Nov 6, 20261 similar questions on Quora
295. Do I need a lawyer for my vision insurance claim for an illness or injury, and is this bad faith?Vision insurance · Lawyer / bad faith · Texas · checked Nov 6, 20261 similar questions on Quora
296. After my disability insurance claim for an illness or injury, what about repayment, subrogation or premium changes?Disability insurance · After payment · Texas · checked Nov 6, 20263 similar questions on Quora
297. My long-term care insurance denied my claim for this — why, and is that allowed?Long-term care insurance · Denied · Texas · checked Nov 6, 20267 similar questions on Quora
298. My vision insurance denied my claim for this — why, and is that allowed?Vision insurance · Denied · Texas · checked Nov 6, 20263 similar questions on Quora
299. What is the deadline to file a life insurance claim for a death?Life insurance · Deadlines · Texas · checked Nov 6, 20262 similar questions on Quora
300. After my dental insurance claim for dental work, what about repayment, subrogation or premium changes?Dental insurance · After payment · Texas · checked Nov 6, 20263 similar questions on Quora
301. My Texas disability insurance paid less than expected — how do I get a fair amount?Disability insurance · Paid too little · Texas · checked Nov 6, 20264 similar questions on Reddit and Quora
302. How do I file a long-term care insurance claim for an illness or injury, and what documents do I need?Long-term care insurance · How to file · Texas · checked Nov 6, 20266 similar questions on Quora
303. Question about my long-term care insurance claim for an illness or injuryLong-term care insurance · How to file · Texas · checked Nov 6, 20266 similar questions on Quora
304. How do I file a state complaint or external review for my disability claim?Disability insurance · Complaint / outside review · Texas · checked Nov 6, 20267 similar questions on Reddit
305. What is the deadline to file a health insurance claim for this?Health insurance · Deadlines · Texas · checked Nov 6, 202616 similar questions on Reddit and Quora
306. How do I file a vision insurance claim for a prescription, and what documents do I need?Vision insurance · How to file · Texas · checked Nov 6, 20265 similar questions on Quora
307. After my life insurance claim for a death, what about repayment, subrogation or premium changes?Life insurance · After payment · Texas · checked Nov 6, 20264 similar questions on Quora
308. How do I get an outside review or file a state complaint about my dental insurance claim for dental work?Dental insurance · Complaint / outside review · Texas · checked Nov 6, 2026Asked on Reddit, rewritten: “The dental office said it was in network, but after the work the insurer denied the claim. What can I do?” original ↗10 similar questions on Reddit and Quora
309. My disability claim (emergency room) is taking too long; what are my options?Disability insurance · Slow or stuck · Texas · checked Nov 6, 202618 similar questions on Reddit and Quora
310. I have a disability insurance claim in Texas — what do I have to send, and by when?Disability insurance · How to file · Texas · checked Nov 6, 202620 similar questions on Reddit and Quora
311. How do I get an outside review or file a state complaint about my life insurance claim for a death?Life insurance · Complaint / outside review · Texas · checked Nov 6, 20266 similar questions on Reddit and Quora
312. Should I hire a lawyer about this issue with my dental insurer acting in bad faith?Dental insurance · Lawyer / bad faith · Texas · checked Nov 6, 20268 similar questions on Reddit
313. How do I get an outside review or file a state complaint about my health insurance claim for a surgery?Health insurance · Complaint / outside review · Texas · checked Nov 6, 2026155 similar questions on Reddit and Quora
314. How do I file a dental insurance claim in Texas, and what is the deadline?Dental insurance · How to file · Texas · checked Nov 6, 202697 similar questions on Reddit and Quora
315. How do I appeal a life insurance denial for a death?Life insurance · Appeal · Texas · checked Nov 6, 2026Asked on Quora, rewritten: “What happens when you appeal a life insurance claim that was denied?” original ↗12 similar questions on Reddit and Quora
316. How do I file a disability insurance claim for an illness or injury, and what documents do I need?Disability insurance · How to file · Texas · checked Nov 6, 202620 similar questions on Reddit and Quora
317. After my Texas health insurance claim for an illness or injury, what about repayment, subrogation or premium changes?Health insurance · After payment · Texas · checked Nov 6, 202615 similar questions on Quora
318. My dental insurance paid too little for dental work — how do I get a fair amount?Dental insurance · Paid too little · Texas · checked Nov 6, 2026Asked on Reddit, rewritten: “I saw a dentist without knowing they were out of network, and now I’m told to pay the full bill. What can I do?” original ↗13 similar questions on Reddit and Quora
319. Who pays for this — will my vision insurance cover it?Vision insurance · Who pays · Texas · checked Nov 6, 202615 similar questions on Quora
320. Who pays for an illness or injury — will my long-term care insurance cover it?Long-term care insurance · Who pays · Texas · checked Nov 6, 202636 similar questions on Quora
321. My life insurance claim for a death is delayed — what can I do?Life insurance · Slow or stuck · Texas · checked Nov 6, 202618 similar questions on Reddit and Quora
322. Do I need a lawyer for my life insurance claim for a death, and is this bad faith?Life insurance · Lawyer / bad faith · Texas · checked Nov 6, 202619 similar questions on Reddit and Quora
323. My dental insurance claim for dental work is delayed — what can I do?Dental insurance · Slow or stuck · Texas · checked Nov 6, 202627 similar questions on Reddit and Quora
324. Who pays for an illness or injury — will my disability insurance cover it?Disability insurance · Who pays · Texas · checked Nov 6, 202626 similar questions on Quora
325. My disability insurance denied my claim for an illness or injury — why, and is that allowed?Disability insurance · Denied · Texas · checked Nov 6, 2026Asked on Reddit, rewritten: “My disability claim with a private insurer was turned down. What can I do?” original ↗56 similar questions on Reddit and Quora
326. Do I need a lawyer for my disability insurance claim for an illness or injury, and is this bad faith?Disability insurance · Lawyer / bad faith · Texas · checked Nov 6, 202640 similar questions on Reddit and Quora
327. My health insurance paid too little for an illness or injury — how do I get a fair amount?Health insurance · Paid too little · Texas · checked Nov 6, 2026119 similar questions on Reddit and Quora
328. How do I appeal a dental insurance denial for dental work?Dental insurance · Appeal · Texas · checked Nov 6, 2026Asked on Quora, rewritten: “What are the steps to appeal a denied dental claim?” original ↗50 similar questions on Reddit and Quora
329. Do I need a lawyer for my health insurance claim for an illness or injury, and is this bad faith?Health insurance · Lawyer / bad faith · Texas · checked Nov 6, 2026282 similar questions on Reddit and Quora
330. How do I file a dental insurance claim for dental work, and what documents do I need?Dental insurance · How to file · Texas · checked Nov 6, 202697 similar questions on Reddit and Quora
331. My life insurance denied my claim for a death — why, and is that allowed?Life insurance · Denied · Texas · checked Nov 6, 2026Asked on Quora, rewritten: “My life insurance claim was turned down. What should I do first?” original ↗69 similar questions on Reddit and Quora
332. Question about my life insurance claim for a deathLife insurance · How to file · Texas · checked Nov 6, 202659 similar questions on Reddit and Quora
333. My dental insurance denied my claim for dental work — why, and is that allowed?Dental insurance · Denied · Texas · checked Nov 6, 2026Asked on Quora, rewritten: “Why do dental plans deny claims even when the dentist says the work is needed?” original ↗96 similar questions on Reddit and Quora
334. How do I file a health insurance claim for a prescription, and what documents do I need?Health insurance · How to file · Texas · checked Nov 6, 2026907 similar questions on Reddit and Quora
335. Question about my health insurance claim for an illness or injuryHealth insurance · How to file · Texas · checked Nov 6, 2026907 similar questions on Reddit and Quora
336. Who pays for a death — will my life insurance cover it?Life insurance · Who pays · Texas · checked Nov 6, 2026109 similar questions on Quora
337. Who pays for an illness or injury — will my health insurance cover it?Health insurance · Who pays · Texas · checked Nov 6, 2026716 similar questions on Reddit and Quora
338. My home flooded and I have an NFIP flood policy. How do I start the claim and appeal a denial?Flood insurance · Appeal · checked Nov 6, 202617 similar questions on Reddit
339. What does Nationwide homeowners insurance require me to do after a loss?Home insurance · How to file · checked Nov 6, 2026442 similar questions on Reddit and Quora
340. Does Farmers homeowners insurance cover roof replacement after hail?Home insurance · How to file · checked Nov 6, 2026442 similar questions on Reddit and Quora
341. My Florida PIP claim for physical therapy was denied as not medically necessary. What are my appeal grounds?Car insurance · Denied · Florida · checked Nov 6, 2026Asked on Reddit, rewritten: “In Florida, my PIP coverage denied my treatment. How long do I have to challenge it?” original ↗423 similar questions on Reddit and Quora
342. My employer health plan won't give me the plan documents or my claim file. What are my rights?Health insurance · Appeal · checked Nov 6, 2026Asked on Reddit, rewritten · Employer health plan: “My job-based plan rejected every appeal and never clearly explained why. What can I do?” original ↗852 similar questions on Reddit and Quora
343. My Medicaid application was denied. How long should a decision take, and how do I appeal?Health insurance · Denied · checked Nov 6, 20261,065 similar questions on Reddit and Quora
344. My Marketplace health plan dropped me for not paying my premium. What are my rights?Health insurance · After payment · checked Nov 6, 202615 similar questions on Quora
345. My Texas workers' comp claim was denied for "more information" and no one returns my calls. Who can help?Workers’ comp · Denied · Texas · checked Nov 6, 202619 similar questions on Quora
346. A life insurer denied the death claim because of a mistake on the application, and the policy is 18 months old. Is that allowed?Life insurance · Denied · checked Nov 6, 2026Asked on Quora, rewritten: “How does a life insurer deny a claim over missing or untrue answers on the application?” original ↗69 similar questions on Reddit and Quora
347. The other driver's insurer denied my claim or isn't responding. Can I use my own insurance?Car insurance · Denied · Texas · checked Nov 6, 2026423 similar questions on Reddit and Quora
348. What kind of insurance should I look at when I travel abroad?General insurance · Buying a policy · checked Nov 5, 2026
349. How long do I have to fix my car after I get an auto insurance check?Car insurance · After payment · checked Nov 5, 2026101 similar questions on Quora
350. How much liability coverage do I need for my business?Business insurance · Buying a policy · checked Nov 5, 2026
351. How much does workers' compensation insurance cost for a small business?Business insurance · Buying a policy · checked Nov 5, 2026
352. Can I buy travel insurance after I have already left on my trip?Travel insurance · Buying a policy · checked Nov 5, 2026
353. How much does travel insurance typically cost?Travel insurance · Buying a policy · checked Nov 5, 2026
354. What travel insurance options are available for someone with pre-existing diabetes?Travel insurance · Buying a policy · checked Nov 5, 2026
355. How much does pet insurance cost for a dog?Pet insurance · Buying a policy · checked Nov 5, 2026
356. How can I prove what I owned if my things are stolen or ruined?Renters insurance · Buying a policy · checked Nov 5, 2026
357. When should I cancel my renters insurance?Renters insurance · Buying a policy · checked Nov 5, 2026
358. How does renters insurance work?Renters insurance · Buying a policy · checked Nov 5, 2026
359. How long does a homeowner's claim stay on your record?Home insurance · Buying a policy · Texas · checked Nov 5, 2026
360. What should I do if my home insurance company drops me?Home insurance · Buying a policy · Texas · checked Nov 5, 2026
361. Someone hit my parked car and my insurance company will not pay. What can I do?Car insurance · Denied · checked Nov 5, 2026423 similar questions on Reddit and Quora
362. If I pay my car insurance late in Florida, what happens?Car insurance · Buying a policy · Florida · checked Nov 5, 2026
363. Will my personal car insurance cover me if I drive for Uber or Lyft?Car insurance · Buying a policy · Texas · checked Nov 5, 2026
364. How much are the copays in a Medicare Advantage plan?Health insurance · Buying a policy · checked Nov 5, 2026
365. My employer offers health insurance. Can I still get a Marketplace premium tax credit in 2026?Health insurance · Buying a policy · checked Nov 5, 2026
366. How does a Medicaid spend down work if my income is too high?Health insurance · Buying a policy · checked Nov 5, 2026
367. I'm turning 65 and have a Marketplace plan. What happens to it when Medicare starts?Health insurance · Buying a policy · checked Nov 5, 2026
368. I have both Medicare and Medicaid. Who pays first, and what do I still pay?Health insurance · Who pays · checked Nov 5, 2026716 similar questions on Reddit and Quora
369. I'm turning 65 but still working with job-based health insurance. Do I need to sign up for Medicare Part B now?Health insurance · Buying a policy · checked Nov 5, 2026
370. How do I get out of Medicare Advantage and go back to Original Medicare, and can I still buy a Medigap plan?Health insurance · Buying a policy · checked Nov 5, 2026
371. How long does an employer health plan have to decide a claim before or after care?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
372. How long does a job-based disability plan have to decide a claim?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
373. How fast must a Medicare Part D plan decide a redetermination?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
374. Does the No Surprises Act cover ground ambulance or dental-only plans?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
375. I have insurance and got a surprise out-of-network bill. Where can I complain?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
376. How long do I have to appeal a denial from a job-based health or disability plan?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
377. How long do I have to appeal a Medicare Part D denial, and how fast must the plan decide?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
378. Which appeal rules apply to my health coverage?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
379. I paid without insurance and my bill is far above the good faith estimate. Can I dispute it?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
380. How long does a job-based disability plan have to decide my claim, and how long do I have to appeal?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
381. Can I get my claim file from my employer plan, and when can I go to court?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
382. How long does my employer health plan have to decide my claim?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
383. What is external review of a health insurance denial, and how long does it take?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
384. My Medicaid health plan denied a service. What are the steps and deadlines?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
385. How long do I have to ask for a Medicaid fair hearing?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
386. Is the Medicare Part D Level 2 review automatic, or do I file it?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
387. How long does a Medicare Part D plan have to decide a prescription coverage request?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
388. What happens after my Medicare Advantage plan keeps its denial on appeal?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
389. How fast must a Medicare Advantage plan decide a prior authorization request?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
390. My Medicare Advantage plan denied a service. How long do I have to appeal?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
391. I filed a claim on my phone protection plan for a damaged phone. What happens afterward with repayment, a recovery claim against someone else, or my monthly price?Other insurance · After payment · checked Nov 5, 2026
392. My renters insurance company denied or underpaid my theft claim. How do I get an outside review or file a complaint with the state?Renters insurance · Complaint / outside review · checked Nov 5, 2026Asked on Reddit, rewritten: “Our renters insurer turned down our claim and we’re stuck on what to do next. What are our options?” original ↗3 similar questions on Reddit and Quora
393. How do I file a claim on my phone protection plan for a damaged phone, and what papers should I have ready?Other insurance · How to file · checked Nov 5, 20262 similar questions on Quora
394. How long do I have to file a homeowners insurance claim for hail damage to my roof?Home insurance · Deadlines · checked Nov 5, 20266 similar questions on Reddit and Quora
395. My renters insurance paid too little for my stolen items. How do I get a fair amount?Renters insurance · Paid too little · checked Nov 5, 2026Asked on Quora, rewritten: “My renters insurer made a low offer on my claim. How do I get a fairer amount?” original ↗8 similar questions on Reddit and Quora
396. How do I file an insurance claim for a damaged phone, and what documents do I need?Other insurance · How to file · checked Nov 5, 20262 similar questions on Quora
397. My renters insurance paid my water leak claim. Will the insurer try to get the money back from someone, and will my premium go up?Renters insurance · After payment · checked Nov 5, 20266 similar questions on Quora
398. My renters insurance claim is taking too long. What can I do?Renters insurance · Slow or stuck · checked Nov 5, 20267 similar questions on Reddit and Quora
399. How do I file a renters insurance claim after a fire in my apartment?Renters insurance · How to file · checked Nov 5, 202658 similar questions on Reddit and Quora
400. My travel insurance company denied my trip cancellation claim after I got sick. How do I appeal?Travel insurance · Appeal · checked Nov 5, 2026Asked on Quora, rewritten: “What are the steps to appeal a denied travel insurance claim?” original ↗7 similar questions on Reddit and Quora
401. My pet insurance paid much less than I expected for my dog's illness. How do I get a fair amount?Pet insurance · Paid too little · checked Nov 5, 202621 similar questions on Reddit and Quora
402. My travel insurance claim for a cancelled trip is taking a long time. What can I do?Travel insurance · Slow or stuck · checked Nov 5, 202611 similar questions on Reddit and Quora
403. Do I need a lawyer for my pet insurance claim, and is a slow or unfair denial bad faith?Pet insurance · Lawyer / bad faith · checked Nov 5, 202647 similar questions on Reddit and Quora
404. How do I file a pet insurance claim when my dog gets sick or hurt?Pet insurance · How to file · checked Nov 5, 202637 similar questions on Reddit and Quora
405. My renters insurance denied my theft claim. Why, and is that allowed?Renters insurance · Denied · checked Nov 5, 202621 similar questions on Reddit and Quora
406. What is the deadline to file a car insurance claim after a car accident?Car insurance · Deadlines · checked Nov 5, 202629 similar questions on Reddit and Quora
407. My pet insurance denied my dog's claim as a pre-existing condition. How do I appeal?Pet insurance · Appeal · checked Nov 5, 2026Asked on Reddit, rewritten: “My exotic pet’s insurer denied a claim as a pre-existing condition. How do I appeal?” original ↗36 similar questions on Reddit and Quora
408. How do I file a pet insurance claim for my dog's illness or injury, and what documents do I need?Pet insurance · How to file · checked Nov 5, 202637 similar questions on Reddit and Quora
409. My travel insurance denied my claim for a sudden illness on my trip. Why, and is that allowed?Travel insurance · Denied · checked Nov 5, 2026Asked on Reddit, rewritten: “My travel insurer denied the claim after I was hospitalized in the U.S. What can I do?” original ↗37 similar questions on Reddit and Quora
410. How do I file a complaint with my state insurance department about my homeowners claim, and can anyone outside the company review it?Home insurance · Complaint / outside review · checked Nov 5, 2026Asked on Reddit, rewritten: “My home insurer approved my claim at first, then denied it. What can I do?” original ↗59 similar questions on Reddit and Quora
411. A storm damaged my roof and ceiling, and my homeowners insurance paid much less than my contractor's estimate. How do I get a fair amount?Home insurance · Paid too little · checked Nov 5, 2026131 similar questions on Reddit and Quora
412. Do I need a lawyer for my homeowners insurance claim, and is my insurer acting in bad faith?Home insurance · Lawyer / bad faith · checked Nov 5, 2026Asked on Reddit, rewritten: “I believe my home insurer is denying coverage against the rules. What can I do?” original ↗302 similar questions on Reddit and Quora
413. My homeowners insurance company is taking too long on my storm damage claim. What can I do?Home insurance · Slow or stuck · checked Nov 5, 2026217 similar questions on Reddit and Quora
414. My homeowners insurance denied my roof hail claim. How do I appeal it?Home insurance · Appeal · checked Nov 5, 2026Asked on Reddit, rewritten: “My insurer denied my hail claim for the roof. How do I push back?” original ↗305 similar questions on Reddit and Quora
415. My home insurer denied my claim calling it an "act of God". Is that a valid reason?Home insurance · Denied · checked Nov 5, 2026233 similar questions on Reddit and Quora
416. My pet insurance claim has been pending for 6 weeks. How long should it take?Pet insurance · Slow or stuck · checked Nov 5, 202628 similar questions on Reddit and Quora
417. State Farm paid only part of my hail-damaged roof and depreciated it even though I have replacement cost coverage. What are my options?Home insurance · Paid too little · checked Nov 5, 2026131 similar questions on Reddit and Quora
418. I was served with a lawsuit after a car accident. What do I do, and does my insurer help?Car insurance · Other · California · checked Nov 5, 2026136 similar questions on Quora
419. My car was towed after a crash. Does my insurer have to pay for the tow?Car insurance · Other · California · checked Nov 5, 2026136 similar questions on Quora
420. I had an accident in another state, or I plan to drive to Mexico. Does my car insurance cover that?Car insurance · Who pays · California · checked Nov 5, 2026621 similar questions on Reddit and Quora
421. A storm destroyed trees and bushes in my yard. Will my home policy pay to replace them and haul away the debris?Home insurance · Other · California · checked Nov 5, 202663 similar questions on Quora
422. A roofer says he will cover or waive my deductible. Is that allowed?Home insurance · Other · Texas · checked Nov 5, 202663 similar questions on Quora
423. My roof is old and a storm damaged it. Will my insurer pay for a whole new roof?Home insurance · Other · Texas · checked Nov 5, 202663 similar questions on Quora
424. I own a condo or townhouse. What does my own policy cover and who covers the outside?Home insurance · Other · Texas · checked Nov 5, 202663 similar questions on Quora
425. I will be away from my house for a long time. Will my home policy still cover it?Home insurance · Other · Texas · checked Nov 5, 202663 similar questions on Quora
426. Someone was hurt at my house, or my dog bit someone. Does my home policy pay?Home insurance · Other · Texas · checked Nov 5, 202663 similar questions on Quora
427. A guest got hurt or damaged my house while I rented it out short-term. Will my home policy pay?Home insurance · Other · Texas · checked Nov 5, 202663 similar questions on Quora
428. I live on the Texas coast. Does my home policy cover wind and hail damage?Home insurance · Other · Texas · checked Nov 5, 202663 similar questions on Quora
429. My home policy does not cover floods, sewer backup or earthquakes. Can I buy those separately?Home insurance · Who pays · Texas · checked Nov 5, 2026304 similar questions on Reddit and Quora
430. How much does my home policy pay for my belongings, and what about jewelry and art?Home insurance · Other · Texas · checked Nov 5, 202663 similar questions on Quora
431. What does my homeowners policy actually cover, and what does it usually not cover?Home insurance · Other · Texas · checked Nov 5, 202663 similar questions on Quora
432. After my device protection plan claim, who keeps the old device, and does my plan still run?Other insurance · Other · checked Nov 5, 20265 similar questions on Quora
433. How do I file a claim on my device protection plan, and what do I need to have ready?Other insurance · How to file · checked Nov 5, 20262 similar questions on Quora
434. I dropped my iPhone and the screen broke. Does my AppleCare+ plan cover it, and what if I lose the phone?Other insurance · Other · checked Nov 5, 20265 similar questions on Quora
435. My business insurer denied my claim and it is a surplus lines company. Can the state insurance department help?Business insurance · Other · Texas · checked Nov 5, 2026
436. My business had to close after a fire. Does business interruption insurance pay for lost income?Business insurance · Other · Texas · checked Nov 5, 2026
437. I got sick on a trip abroad, or my bags were lost. Does travel insurance or my health plan pay?Travel insurance · Other · North Carolina, Texas · checked Nov 5, 20267 similar questions on Quora
438. I had to cancel my trip. What does travel insurance pay back, and what must I do first?Travel insurance · Other · North Carolina · checked Nov 5, 20267 similar questions on Quora
439. My pet insurer limits coverage for my dog's breed. Can I use any vet?Pet insurance · Other · Texas · checked Nov 5, 202616 similar questions on Quora
440. My pet insurance paid less than my vet bill. Why?Pet insurance · Paid too little · California · checked Nov 5, 202621 similar questions on Reddit and Quora
441. Will my pet insurance pay for a problem my pet already had, or for a hereditary condition?Pet insurance · Denied · California · checked Nov 5, 2026Asked on Reddit, rewritten: “In California, a friend’s pet claim was denied for a pre-existing condition no one knew about. How can I help?” original ↗34 similar questions on Reddit and Quora
442. What kinds of damage does a renters policy usually cover, and what must I add?Renters insurance · Other · New York · checked Nov 5, 20267 similar questions on Quora
443. My things were stolen away from home. Does renters insurance pay? Can my parents' policy cover me?Renters insurance · Other · Texas · checked Nov 5, 20267 similar questions on Quora
444. My renters insurance has limits for some items. What are common limits for cash, jewelry and business items?Renters insurance · Other · Texas · checked Nov 5, 20267 similar questions on Quora
445. After my fire, the city says my house must meet today's building code. Will my insurance pay for the upgrades?Home insurance · Other · California · checked Nov 5, 202663 similar questions on Quora
446. My insurer paid actual cash value for my home loss. How long do I have to repair or rebuild to get the rest?Home insurance · Buying a policy · California · checked Nov 5, 2026
447. I want to file a mold claim. What proof will the insurer want?Home insurance · How to file · Texas · checked Nov 5, 2026442 similar questions on Reddit and Quora
448. A pipe leaked in my house. Will my homeowners insurance pay for the water damage and the mold?Home insurance · Other · Texas · checked Nov 5, 202663 similar questions on Quora
449. My Florida home policy has a separate hurricane deductible. How is it counted if two storms hit in one year?Home insurance · Other · Florida · checked Nov 5, 202663 similar questions on Quora
450. My home policy deductible is a percentage. How much will I really pay, and does it apply to each claim?Home insurance · Other · Texas · checked Nov 5, 202663 similar questions on Quora
451. What is personal injury protection (PIP) on my Texas car policy, and what does it pay?Car insurance · Other · Texas · checked Nov 5, 2026136 similar questions on Quora
452. If I cancel my car insurance early, do I get money back?Car insurance · Other · Texas · checked Nov 5, 2026136 similar questions on Quora
453. My friend borrowed my car and had a wreck. Does my policy cover her?Car insurance · Other · Texas · checked Nov 5, 2026136 similar questions on Quora
454. I hit a deer with my car. Does my insurance pay, and can they drop me?Car insurance · Other · Texas · checked Nov 5, 2026136 similar questions on Quora
455. My windshield was cracked. Do I pay my deductible in Florida?Car insurance · Other · Florida · checked Nov 5, 2026136 similar questions on Quora
456. My car was totaled, but I owe more on the loan than the insurer will pay. What is gap insurance?Car insurance · Who pays · Texas · checked Nov 5, 2026621 similar questions on Reddit and Quora
457. I have health insurance in Texas and got a surprise out-of-network bill. Am I protected?Health insurance · Other · Texas · checked Nov 5, 2026372 similar questions on Quora
458. Does my health plan cover dental, and how does dental coverage work in the Marketplace?Dental insurance · Who pays · checked Nov 5, 2026115 similar questions on Reddit and Quora
459. Is there a deadline to file a car insurance claim after an accident?Car insurance · Deadlines · Texas · checked Nov 5, 202629 similar questions on Reddit and Quora
460. I have Medicare and was hurt in a car accident. Who pays my medical bills first?Health insurance · Other · checked Nov 5, 2026372 similar questions on Quora
461. Will my car or home insurance premium go up if I file a claim — even if it wasn't paid?Car insurance · Buying a policy · Texas · checked Nov 5, 2026
462. My renters insurance claim was denied, delayed or paid too little. What are my rights?Renters insurance · Denied · Texas · checked Nov 5, 2026Asked on Reddit, rewritten: “My renters insurance claim was denied. What can I do?” original ↗21 similar questions on Reddit and Quora
463. My Medicaid health plan hasn't decided my prior authorization request. How long can it take?Health insurance · Denied · checked Nov 5, 20261,065 similar questions on Reddit and Quora
464. Who pays for long-term care like a nursing home or help with bathing and dressing — Medicare, Medicaid, or insurance?Long-term care insurance · Who pays · checked Nov 5, 202636 similar questions on Quora
465. What is the process for appealing a denied workers comp claim?Workers’ comp · Appeal · checked Nov 5, 20267 similar questions on Quora
466. My California workers' comp claim was denied. Does my regular health insurance pay instead?Workers’ comp · Denied · California · checked Nov 5, 202619 similar questions on Quora
467. I got hurt at work in Florida. When do I have to report it?Workers’ comp · How to file · Florida · checked Nov 5, 20269 similar questions on Quora
468. I got hurt at work in New York. How do I file a workers' comp claim and by when?Workers’ comp · How to file · New York · checked Nov 5, 20269 similar questions on Quora
469. My Texas workers' comp insurance carrier disagrees with me about benefits. What are the steps?Workers’ comp · Appeal · Texas · checked Nov 5, 20267 similar questions on Quora
470. I got hurt at work in Texas. What do I have to do to claim workers' comp, and by when?Workers’ comp · How to file · Texas · checked Nov 5, 20269 similar questions on Quora
471. Do I need a lawyer for my California workers' comp claim?Workers’ comp · Lawyer / bad faith · California · checked Nov 5, 202625 similar questions on Quora
472. My California workers' comp claim was denied. Can I challenge it?Workers’ comp · Denied · California · checked Nov 5, 202619 similar questions on Quora
473. My California workers' comp claim has not been accepted or denied yet. What happens?Workers’ comp · Slow or stuck · California · checked Nov 5, 20265 similar questions on Quora
474. I got hurt at work in California. How do I file a workers' comp claim?Workers’ comp · How to file · California · checked Nov 5, 20269 similar questions on Quora
475. I got an out-of-network bill after an emergency room or in-network hospital visit, and my insurer did not pay. What can I do?Health insurance · Denied · checked Nov 5, 20261,065 similar questions on Reddit and Quora
476. When does my Medicare coverage start, and what if I sign up late?Health insurance · Buying a policy · checked Nov 5, 2026
477. My health insurer denied my appeal. Who regulates my plan, and where do I complain?Health insurance · Complaint / outside review · Texas · checked Nov 5, 2026155 similar questions on Reddit and Quora
478. How long does an insurance company have to accept or deny a claim?General insurance · Slow or stuck · California · checked Nov 5, 202679 similar questions on Reddit and Quora
479. I'm uninsured and my hospital bill is much higher than the good faith estimate. What can I do?Health insurance · Paid too little · checked Nov 5, 2026119 similar questions on Reddit and Quora
480. My insurance claim was denied (or underpaid). What should I do first?General insurance · Denied · Texas · checked Nov 5, 2026140 similar questions on Reddit and Quora
481. My travel insurance denied my trip cancellation claim. What do these policies cover?Travel insurance · Denied · Texas · checked Nov 5, 202637 similar questions on Reddit and Quora
482. Will my pet insurance pay for this vet bill?Pet insurance · Who pays · Texas · checked Nov 5, 202655 similar questions on Quora
483. I have Medicaid. Can the doctor or hospital bill me?Health insurance · Who pays · checked Nov 5, 2026716 similar questions on Reddit and Quora
484. Does Medicare pay for my prescription drugs?Health insurance · Who pays · checked Nov 5, 2026716 similar questions on Reddit and Quora
485. My homeowners insurer won't pay fairly. Can the state insurance department help?Home insurance · Complaint / outside review · Texas · checked Nov 5, 202659 similar questions on Reddit and Quora
486. Water got into my house. Will my homeowners insurance pay, or do I need flood insurance?Home insurance · Who pays · Texas · checked Nov 5, 2026304 similar questions on Reddit and Quora
487. Does my renters insurance pay for this, or does my landlord's insurance?Renters insurance · Who pays · Texas · checked Nov 5, 2026143 similar questions on Quora
488. The life insurance company denied the death claim, saying the application was wrong. Can they do that?Life insurance · Denied · Texas · checked Nov 5, 202669 similar questions on Reddit and Quora
489. What is the deductible on an NFIP flood insurance claim?Flood insurance · Who pays · checked Nov 5, 2026
490. The other driver had no insurance. Who pays for my car repairs?Car insurance · Who pays · checked Nov 5, 2026621 similar questions on Reddit and Quora
491. My family member died. How do I claim the life insurance, how long does the company have to pay, and what if we can't find the policy?Life insurance · How to file · Texas · checked Nov 5, 202659 similar questions on Reddit and Quora
492. My home flooded. What should I record and keep before I clean up or hire a repair company?Flood insurance · How to file · checked Nov 5, 202618 similar questions on Reddit
493. In Florida, a neighbor's dog bit me. Is the owner responsible even if the dog never bit anyone before?Home insurance · Who pays · Florida · checked Nov 5, 2026304 similar questions on Reddit and Quora
494. In Florida, the other driver's insurer says I was more than half at fault. Can I still recover anything?Car insurance · Denied · Florida · checked Nov 5, 2026423 similar questions on Reddit and Quora
495. Someone hit my parked car in Texas and drove off. What was the driver supposed to do, and what can I do?Car insurance · Who pays · Texas · checked Nov 5, 2026621 similar questions on Reddit and Quora
496. A driver hit my car in Texas. What information must the other driver give me, and what should I get at the scene?Car insurance · How to file · Texas · checked Nov 5, 2026899 similar questions on Reddit and Quora
497. My mobile home flooded. Does the federal flood policy cover it, and does it matter how it was tied down?Flood insurance · Who pays · checked Nov 5, 2026
498. My rental house flooded and I lost rent. Does the federal flood policy pay for lost rent or lost income?Flood insurance · Who pays · checked Nov 5, 2026
499. The flood had already started when I bought my flood policy. Will the federal policy pay for the damage?Flood insurance · Denied · checked Nov 5, 202618 similar questions on Reddit
500. The power went out because of the flood and the food in my freezer spoiled. Does the federal flood policy pay?Flood insurance · Who pays · checked Nov 5, 2026
501. My flood insurer says I paid too little premium. What happens to my coverage and to a claim?Flood insurance · Denied · checked Nov 5, 202618 similar questions on Reddit
502. I paid my flood insurance renewal late. How long does the federal policy give me, and what if I never got the renewal notice?Flood insurance · Denied · checked Nov 5, 202618 similar questions on Reddit
503. My flood insurer asked for more documents and for me to answer questions under oath. Does the policy allow that?Flood insurance · How to file · checked Nov 5, 202618 similar questions on Reddit
504. After a flood, can I keep the damaged property, or can I give it to the insurance company?Flood insurance · How to file · checked Nov 5, 202618 similar questions on Reddit
505. My house was being built when the flood came. Does the federal flood policy cover a building under construction and the building materials?Flood insurance · Who pays · checked Nov 5, 2026
506. After a flood, is my refrigerator or stove covered as part of the house, and is my washer covered as my belongings?Flood insurance · Who pays · checked Nov 5, 2026
507. My belongings were in a carport that is open on the sides, and the flood carried them away. Does the federal flood policy cover them?Flood insurance · Who pays · checked Nov 5, 2026
508. I have a federal flood policy and a private flood policy. If both cover the same loss, how do they share the payment?Flood insurance · Who pays · checked Nov 5, 2026
509. Before the flood came, I moved my furniture to another place. Does the federal flood policy cover the move and the things I moved?Flood insurance · Who pays · checked Nov 5, 2026
510. My trailer was flooded and I have no insurance. Does the federal flood policy cover a trailer or RV?Flood insurance · How to file · checked Nov 5, 202618 similar questions on Reddit
511. Part of my flooring was damaged by a flood. Does the federal flood policy pay to replace the whole matching set?Flood insurance · How to file · checked Nov 5, 202618 similar questions on Reddit
512. In Arizona, how long do I have to sue the other driver, and does my share of fault block my claim?Car insurance · Deadlines · Arizona · checked Nov 5, 202629 similar questions on Reddit and Quora
513. In Virginia, how long do I have to sue the other driver for my injuries or my car damage?Car insurance · Deadlines · Virginia · checked Nov 5, 202629 similar questions on Reddit and Quora
514. In Connecticut, my tree fell on my neighbor's property. Does my homeowners policy pay for their damage?Home insurance · Who pays · Connecticut · checked Nov 5, 2026304 similar questions on Reddit and Quora
515. In Maryland, my neighbor's tree fell on my house. Will my homeowners insurance pay, and who pays to remove the tree?Home insurance · Who pays · Maryland · checked Nov 5, 2026304 similar questions on Reddit and Quora
516. In New Jersey, how does the other driver's insurer set the value of my totaled car, and what if I find a similar car that costs more?Car insurance · Paid too little · New Jersey · checked Nov 5, 2026372 similar questions on Reddit and Quora
517. In New Jersey, my car is a total loss and I still owe a loan. Will the other driver's insurer pay off the loan?Car insurance · Paid too little · New Jersey · checked Nov 5, 2026372 similar questions on Reddit and Quora
518. In New Jersey, I cannot agree with the other driver's insurer on my car damage. Where can I take my complaint?Car insurance · Complaint / outside review · New Jersey · checked Nov 5, 202683 similar questions on Reddit and Quora
519. My condo association charged me a share of flood repair costs. Does the federal flood policy pay my share?Home insurance · Who pays · checked Nov 5, 2026304 similar questions on Reddit and Quora
520. In Maryland, my condo association charged me an assessment after a loss. Does my unit owner's insurance pay it?Home insurance · Lawyer / bad faith · Maryland · checked Nov 5, 2026302 similar questions on Reddit and Quora
521. In Virginia, the other driver's insurer denied or lowballed my car claim. What can I ask it to give me in writing?Car insurance · Appeal · Virginia · checked Nov 5, 2026235 similar questions on Reddit and Quora
522. In New Jersey, the at-fault driver's insurer says it will not pay or its customer does not have enough insurance. What can I do?Car insurance · Appeal · New Jersey · checked Nov 5, 2026235 similar questions on Reddit and Quora
523. My home was damaged by water after a storm. How does the federal flood policy define a flood?Home insurance · Who pays · checked Nov 5, 2026304 similar questions on Reddit and Quora
524. In New Jersey, will the other driver's insurance company pay for my rental car and for storage fees?Car insurance · Paid too little · New Jersey · checked Nov 5, 2026372 similar questions on Reddit and Quora
525. In New Jersey, the other driver's insurer says I am partly at fault. Can I still be paid for my car damage?Car insurance · Denied · New Jersey · checked Nov 5, 2026423 similar questions on Reddit and Quora
526. In New Jersey, how soon must the other driver's insurance company contact me and settle my car damage claim?Car insurance · Slow or stuck · New Jersey · checked Nov 5, 2026367 similar questions on Reddit and Quora
527. In Virginia, how fast must the other driver's insurance company respond after I report my car damage claim?Car insurance · How to file · Virginia · checked Nov 5, 2026899 similar questions on Reddit and Quora
528. In Washington, the other driver clearly caused the crash but their insurer tells me to use my own collision coverage. Is that allowed?Car insurance · Who pays · Washington · checked Nov 5, 2026621 similar questions on Reddit and Quora
529. In Washington, the other driver's insurer pays less than my repair shop's estimate. Do they have to explain why?Car insurance · Paid too little · Washington · checked Nov 5, 2026372 similar questions on Reddit and Quora
530. How long do I have to sue the other driver in Washington, and will the insurer warn me before the deadline?Car insurance · Deadlines · Washington · checked Nov 5, 202629 similar questions on Reddit and Quora
531. In Washington, the other driver's insurer has not answered my claim. What time rules does it have?Car insurance · Slow or stuck · Washington · checked Nov 5, 2026367 similar questions on Reddit and Quora
532. In Ohio, two drivers caused my crash and each has a different insurer. Who pays my car damage, and do I wait while they argue?Car insurance · Who pays · Ohio · checked Nov 5, 2026621 similar questions on Reddit and Quora
533. In Ohio, the other driver's insurer totaled my car. How must it work out the cash offer?Car insurance · Paid too little · Ohio · checked Nov 5, 2026372 similar questions on Reddit and Quora
534. In Ohio, the other driver's insurer says I was partly at fault and cuts my payment. Can I see how it counted my share?Car insurance · Paid too little · Ohio · checked Nov 5, 2026372 similar questions on Reddit and Quora
535. How long do I have to sue the other driver in Ohio for my car damage or injuries?Car insurance · Deadlines · Ohio · checked Nov 5, 202629 similar questions on Reddit and Quora
536. In Ohio, the other driver's insurance company is slow to answer my claim. Is there a time rule for it?Car insurance · Slow or stuck · Ohio · checked Nov 5, 2026367 similar questions on Reddit and Quora
537. The flood washed out my yard, trees, driveway, and septic tank. Does flood insurance pay for them?Flood insurance · Denied · checked Nov 5, 202618 similar questions on Reddit
538. I bought sandbags and pumps before the flood and had to clear debris after. Does flood insurance pay for that?Flood insurance · Who pays · checked Nov 5, 2026
539. My jewelry, art, and cash were damaged in the flood. How much does flood insurance pay for them?Flood insurance · Who pays · checked Nov 5, 2026
540. My flood insurer paid less than the repair cost. Is that because of depreciation, and can I get more after I finish the repairs?Flood insurance · Paid too little · checked Nov 5, 202613 similar questions on Reddit
541. My detached garage flooded. Is it covered under my NFIP flood policy?Flood insurance · Who pays · checked Nov 5, 2026
542. A landslide or mud damaged my house after heavy rain. Does flood insurance cover it?Flood insurance · Denied · checked Nov 5, 202618 similar questions on Reddit
543. Sewage backed up into my basement. Does flood insurance pay for the sewer backup or sump pump overflow?Flood insurance · Denied · checked Nov 5, 202618 similar questions on Reddit
544. My house flooded and I cannot live in it. Does my flood insurance pay for a hotel?Flood insurance · Who pays · checked Nov 5, 2026
545. My car was in a flood. Does flood insurance pay for the car, or does my car insurance?Car insurance · Who pays · New York · checked Nov 5, 2026621 similar questions on Reddit and Quora
546. I rent my home. Does my renters insurance or a flood policy pay for my belongings after a flood?Renters insurance · Who pays · checked Nov 5, 2026143 similar questions on Quora
547. A storm caused both wind damage and flooding at my house. What claims do I file in Texas?Home insurance · Who pays · Texas · checked Nov 5, 2026304 similar questions on Reddit and Quora
548. I have a California FAIR Plan policy. Does it pay for flood damage?Home insurance · Who pays · California · checked Nov 5, 2026304 similar questions on Reddit and Quora
549. Can my state insurance department help me with a problem on an NFIP flood claim?Flood insurance · Complaint / outside review · checked Nov 5, 20261 similar questions on Reddit
550. My city says my flood-damaged house must be raised or changed to meet local rules. Does flood insurance pay for that?Flood insurance · Who pays · checked Nov 5, 2026
551. My flood claim was paid but I found more damage later. Can I ask for more money?Flood insurance · Other · checked Nov 5, 2026
552. After my NFIP flood claim was denied, how long do I have to sue, and where?Flood insurance · Deadlines · checked Nov 5, 2026
553. My flood insurer paid less than I expected. Can I ask for an appraisal, and does it affect my right to appeal to FEMA?Flood insurance · Paid too little · checked Nov 5, 202613 similar questions on Reddit
554. My NFIP flood claim was denied. How do I count the 60 days to appeal to FEMA and how do I send it?Flood insurance · Appeal · checked Nov 5, 202617 similar questions on Reddit
555. When does my flood insurer have to pay after I send the proof of loss, and what if it rejects the proof of loss?Flood insurance · Slow or stuck · checked Nov 5, 202624 similar questions on Reddit
556. What is a proof of loss for my NFIP flood claim and when is it due?Flood insurance · Deadlines · checked Nov 5, 2026
557. I filed a flood insurance claim. When will the adjuster contact me and what should I ask?Flood insurance · How to file · checked Nov 5, 202618 similar questions on Reddit
558. Mold grew in my house after the flood. Will my NFIP flood insurance pay for the mold?Flood insurance · Denied · checked Nov 5, 202618 similar questions on Reddit
559. My basement flooded. Does NFIP flood insurance cover it?Flood insurance · Who pays · checked Nov 5, 2026
560. Rain came through my roof during a storm. Does my flood insurance pay?Flood insurance · Who pays · checked Nov 5, 2026
561. How can I find out how much liability insurance the at-fault driver has in Florida?Car insurance · Who pays · Florida · checked Nov 5, 2026621 similar questions on Reddit and Quora
562. The other driver's insurance says I was partly at fault. In Texas, does that change what I can get?Car insurance · Denied · Texas · checked Nov 5, 2026423 similar questions on Reddit and Quora
563. How long do I have to sue the at-fault driver in Florida?Car insurance · Deadlines · Florida · checked Nov 5, 202629 similar questions on Reddit and Quora
564. How long do I have to sue the other driver in Texas for my car damage or injuries?Car insurance · Deadlines · Texas · checked Nov 5, 202629 similar questions on Reddit and Quora
565. The other driver's insurance company is slow to answer my car claim in Texas. Does the Texas claim-payment deadline law apply to it?Car insurance · Slow or stuck · Texas · checked Nov 5, 2026367 similar questions on Reddit and Quora
566. My Medicare Advantage plan denied a service. How does the appeal work?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
567. My provider didn't file my Medicare claim. How do I file it myself, and by when?Health insurance · How to file · checked Nov 5, 2026907 similar questions on Reddit and Quora
568. My care is urgent. Can my health plan appeal be faster?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
569. My health plan upheld its denial after my internal appeal. What is external review?Health insurance · Complaint / outside review · checked Nov 5, 2026155 similar questions on Reddit and Quora
570. My marketplace (ACA) plan denied a claim. How do I file an internal appeal?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
571. My employer health plan denied prior authorization. How long do I have to appeal, and how fast must they decide?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
572. How long can my health plan take to decide a prior authorization request?Health insurance · Denied · checked Nov 5, 20261,065 similar questions on Reddit and Quora
573. My health insurance denied my claim. Which appeal rules apply to me?Health insurance · Other · checked Nov 5, 2026372 similar questions on Quora
574. My Florida homeowners claim was denied or underpaid. Is there a mediation program, and what comes before a lawsuit?Home insurance · Denied · Florida · checked Nov 5, 2026233 similar questions on Reddit and Quora
575. I have a Texas Windstorm Insurance Association (TWIA) policy and disagree with the estimate. What are the deadlines?Home insurance · Paid too little · checked Nov 5, 2026131 similar questions on Reddit and Quora
576. My homeowners insurer paid less than my contractor's estimate. What options are there?Home insurance · Paid too little · Texas · checked Nov 5, 2026131 similar questions on Reddit and Quora
577. My Florida homeowners claim has been open a long time. What does Florida law require of the insurer?Home insurance · Slow or stuck · Florida · checked Nov 5, 2026217 similar questions on Reddit and Quora
578. Does Travelers homeowners insurance cover sudden pipe bursts?Home insurance · How to file · checked Nov 5, 2026442 similar questions on Reddit and Quora
579. Why didn't my insurer take the title after paying a total loss?Car insurance · After payment · checked Nov 5, 2026101 similar questions on Quora
580. My car insurance denied my accident claim saying I was at fault, but the police report says otherwise. What can I do?Car insurance · Denied · checked Nov 5, 2026Asked on Reddit, rewritten: “My insurer says I caused the crash, but the other driver pulled out for a U-turn without signaling. How do I dispute that?” original ↗423 similar questions on Reddit and Quora
581. Does pet insurance cover an illness that started during the waiting period?Pet insurance · Denied · checked Nov 5, 202634 similar questions on Reddit and Quora
582. How do I file a pet insurance claim?Pet insurance · How to file · checked Nov 5, 202637 similar questions on Reddit and Quora
583. What does a Chubb travel insurance policy require to file a claim?Travel insurance · How to file · checked Nov 5, 202649 similar questions on Reddit and Quora
584. My travel medical claim abroad was denied as a pre-existing condition. How do I prove it wasn't?Travel insurance · Denied · checked Nov 5, 202637 similar questions on Reddit and Quora
585. My travel insurance denied my trip cancellation claim saying my illness was a pre-existing condition. How do I appeal?Travel insurance · Appeal · checked Nov 5, 2026Asked on Quora, rewritten: “A pre-existing medical condition was the reason my travel claim got rejected. What are my next steps?” original ↗7 similar questions on Reddit and Quora
586. My travel insurance denied my medical claim abroad because I didn't call the assistance company first. Can they do that?Travel insurance · Denied · checked Nov 5, 2026Asked on Reddit, rewritten: “My medical evacuation claim was denied because there was no time to call and wait for approval in a life-threatening emergency. Can they do that?” original ↗37 similar questions on Reddit and Quora
587. How long do travel insurance claims usually take?Travel insurance · Slow or stuck · California, Texas · checked Nov 5, 202611 similar questions on Reddit and Quora
588. Can I use a public adjuster to reopen an underpaid homeowners claim, and how much do they charge?Home insurance · Paid too little · Florida, Texas · checked Nov 5, 2026131 similar questions on Reddit and Quora
589. My insurer will only replace the damaged part of my siding, so it won't match. Do they have to replace all of it?Home insurance · Paid too little · checked Nov 5, 2026131 similar questions on Reddit and Quora
590. My homeowners claim is delayed. What time limits does my insurer have in Texas?Home insurance · Slow or stuck · Texas · checked Nov 5, 2026217 similar questions on Reddit and Quora
591. My Medicare premium went up because of my income (IRMAA), but my income dropped. How do I get it lowered?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
592. Do I have to apply for Medicaid before a hospital will give me financial assistance?Health insurance · Who pays · checked Nov 5, 2026716 similar questions on Reddit and Quora
593. How do I add my newborn to health insurance, and what is the deadline?Health insurance · Deadlines · checked Nov 5, 202616 similar questions on Reddit and Quora
594. I lost Medicaid at renewal. What can I do?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
595. How long do I have to report a homeowners claim in Florida, for example after a hurricane?Home insurance · Deadlines · Florida · checked Nov 5, 20266 similar questions on Reddit and Quora
596. My health insurer (for example UnitedHealthcare) denied my in-network hospital claim. How do I appeal?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
597. My marketplace plan denied an out-of-network specialist visit. Can I appeal?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
598. How long does an insurance company have to pay a claim in Florida?Home insurance · Slow or stuck · Florida · checked Nov 5, 2026217 similar questions on Reddit and Quora
599. The life insurer is investigating my husband's death because it was within two years of buying the policy. What does that mean for me?Life insurance · Slow or stuck · checked Nov 5, 202618 similar questions on Reddit and Quora
600. Can my Medigap plan pay a claim that Original Medicare denied?Health insurance · Who pays · checked Nov 5, 2026716 similar questions on Reddit and Quora
601. How can I find out if Medicare denied a claim?Health insurance · Slow or stuck · checked Nov 5, 2026295 similar questions on Reddit and Quora
602. If Medicare denies a surgery claim, do I have to pay the surgeon?Health insurance · Who pays · checked Nov 5, 2026716 similar questions on Reddit and Quora
603. Medicare denied my "Welcome to Medicare" visit and I got a big bill. What can I do?Health insurance · Denied · checked Nov 5, 20261,065 similar questions on Reddit and Quora
604. Medicaid denied my claim saying I have other insurance, but I don't. What can I do?Health insurance · Denied · checked Nov 5, 20261,065 similar questions on Reddit and Quora
605. My health plan dropped my medication from its formulary. How do I get an exception?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
606. Do I need prior authorization before going to the emergency room?Health insurance · Denied · checked Nov 5, 20261,065 similar questions on Reddit and Quora
607. My HealthCare.gov plan denied a claim 5 months ago. Is it too late to appeal?Health insurance · Deadlines · checked Nov 5, 202616 similar questions on Reddit and Quora
608. My employer long-term disability insurer denied my claim. How do I appeal under ERISA?Disability insurance · Appeal · checked Nov 5, 2026Asked on Reddit, rewritten: “My long-term disability insurer now accepts that I’m disabled, yet cites a pre-existing condition clause to deny benefits. What can I do under ERISA?” original ↗88 similar questions on Reddit and Quora
609. Original Medicare denied my claim. What are the appeal steps and deadlines?Health insurance · Appeal · checked Nov 5, 2026852 similar questions on Reddit and Quora
610. How do I ask New York State for an external appeal after my health insurer denied my claim?Health insurance · Complaint / outside review · New York · checked Nov 5, 2026155 similar questions on Reddit and Quora
611. Hail or wind damaged my roof. How do I file a homeowners claim and what should I do first?Home insurance · How to file · Texas · checked Nov 5, 2026442 similar questions on Reddit and Quora
612. Is my insurer acting in bad faith? What does the law say?Car insurance · Lawyer / bad faith · Florida, Texas · checked Nov 5, 2026647 similar questions on Reddit and Quora
613. Can the other driver's insurer refuse to pay because it says I was partly at fault, or tell me to use my own policy?Car insurance · Paid too little · Florida, Texas · checked Nov 5, 2026372 similar questions on Reddit and Quora
614. The accident was not my fault. How do I claim with the other driver's insurance?Car insurance · How to file · Texas · checked Nov 5, 2026899 similar questions on Reddit and Quora
615. My auto insurer denied my claim. What can I ask for, and what are my options?Car insurance · Denied · Texas · checked Nov 5, 2026423 similar questions on Reddit and Quora
616. How do I file a car insurance claim after an accident, and what should I keep?Car insurance · How to file · Texas · checked Nov 5, 2026899 similar questions on Reddit and Quora
617. My auto insurer and I disagree on the amount of my car damage. What is appraisal?Car insurance · Paid too little · Texas · checked Nov 5, 2026372 similar questions on Reddit and Quora
618. My car was declared a total loss and I think the insurer's value is too low. What can I ask for?Car insurance · Paid too little · Florida, Texas · checked Nov 5, 2026372 similar questions on Reddit and Quora