Questions & answers · Pet insurance
What does Safeco Insurance Company of America's pet insurance policy say about cancelling and getting a refund?
AI-drafted from filed documents · reviewed: pendingcancellation and refundsSafeco Insurance Company of America
Under Safeco Insurance Company of America’s filed form for Louisiana (LA), when a policy is cancelled, the insurer will send the premium refund within 30 days after the cancellation takes effect, and all other terms and conditions of the policy remain unchanged [1]. Under Safeco’s filed form for Alaska (AK), if the policy is cancelled for any reason other than as provided in the 30-Day Right To Examine And Cancel Policy, a portion of the premium paid will be refunded on a pro-rata basis, and the cancellation will be effective even if a refund has not yet been made or offered [2]. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] Safeco Insurance Company of America · LA · SERFF LBPM-132930143 · form PN12345 LA · p. 3 · Other Termination Provisions
When you cancel, we will send you the premium refund within 30 days after the date cancellation takes effect. ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED.
[2] Safeco Insurance Company of America · AK · SERFF LBPM-133053536 · form PN00001 · p. 10
OTHER TERMINATION PROVISIONS If this policy is cancelled for any reason other than as provided in the 30-Day Right To Examine And Cancel Policy, we will refund you a portion of the premium paid, calculated on a pro-rata basis. The cancellation will be effective even if we have not already made or offered a refund. FRAUD This policy was issued in reliance upon the information provided on your application. We may void this policy if you have intentionally concealed or misrepresented any material fact or circumstance or engaged in fraudulent conduct at the time application was made or any time during the policy period. We may void this policy or deny coverage for a loss or occurrence if you have intentionally concealed or misrepresented any material fact or circumstance, or engaged in fraudulent conduct, in connection with the presentation or settlement of a claim. We may void this policy or deny coverage because of fraud or material misrepresentation even after a loss or occurrence. This means we will not be liable for any claims or damages which would otherwise be covered. If we make a payment, we may request that you reimburse us. If so, you must reimburse us for any payments we may have already made.
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q632c6bef. Spotted an error? Tell us.