Questions & answers · Pet insurance
What does Liberty Mutual Fire Insurance Company's pet insurance policy say about cancelling and getting a refund?
AI-drafted from filed documents · reviewed: pendingcancellation and refundsLiberty Mutual Fire Insurance Company
Under Liberty Mutual Fire Insurance Company's filed form in Louisiana (LA), when the policyholder cancels, the insurer will send the premium refund within 30 days after the date cancellation takes effect, and all other terms and conditions of the policy remain unchanged [1]. In Oregon (OR), the excerpt states that upon cancellation for any reason, the policyholder may be entitled to a refund, and refunds must be paid promptly upon demand, with the refund method defined by ORS 742.224 [2]. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] Liberty Mutual Fire Insurance Company · LA · SERFF LBPM-133786057 · form EPSA-2017379 LA 1/24 · p. 4
When you cancel, we will send you the premium refund within 30 days after the date cancellation takes effect. ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED.
[2] Liberty Mutual Fire Insurance Company · OR · SERFF LMGM-131266621 · p. 7
ORS 742.224 The policy clearly defines the cancellation refund method. Upon cancellation for any reason, the policyholder may be entitled to a refund. Refunds should be paid promptly and must be paid upon demand. Confirm X X X X 440-5056 (Rev. 10/2016/DFR) 8 of 9 Category Reference Description of review standards requirements Check Answer or confirm Primary coverage ORS 742.023(1)(f), ORS 742.005(2) Terms used in describing the coverage are clearly defined. The policy describes the conditions and provisions pertaining to the coverage, amount, terms, exceptions, limitations, and exclusions. … (excerpt — the filed text continues)
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q119b3f20. Spotted an error? Tell us.