Questions & answers · Pet insurance
How does AGCS Marine Insurance Company's pet insurance policy define a pre-existing condition?
AI-drafted from filed documents · reviewed: pendingpre-existing conditionsAGCS Marine Insurance Company
Under AGCS Marine Insurance Company’s filed form for Connecticut (CT), a pre-existing condition is determined based on the examination of the pet [1]. The examination will be used as the basis for determining any pre-existing conditions [1]. If a pet does not receive its annual health check during a period of continuous coverage, the next examination will be used as the basis for determining any pre-existing conditions [1]. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] AGCS Marine Insurance Company · CT · SERFF PERR-128732095 · p. 14
The examination will be used as the basis for determining any preexisting conditions. This section applies to both new policies and continuous policy years where your pet has not received the care described in Section VII.7.a. For the avoidance of doubt; if your pet does not receive its annual health check during a period of continuous coverage, the next examination will be used as the basis for determining any pre‐existing conditions. c. To be afforded coverage for the diseases listed below, you must keep your pet vaccinated at your expense, as recommended by your primary vet. We will not pay any claims that result from or are related to any illness that is listed below that a vetrecommended vaccine would have prevented. (1)i. Rabies. (2)ii. Feline viral rhinotracheitis. (3)iii. Feline calicivirus. (4)iv. Feline panleukopenia. (5)v. Feline leukemia virus. d. You must take your pet to be examined and treated by a primary vet as soon as possible and within forty ‐eight (48) hours after your pet first showsnoticing clinical sign(s) or symptoms of relating to an injury or illness or injury.
[2] AGCS Marine Insurance Company · CT · SERFF PERR-128732095 · p. 11
Except coverage is provided if a certificate of health is obtained stating that your pet has been examined during the first 30 days (beginning on the effective date of the policy) and stating that there are not any preexisting nn. Any expenses if other General Conditions set forth in Section VII, or conditions relatingapplicable to the pet’s cruciates or patellas.you and set forth in Section VIII have not been met. ii. If your pet has received treatment for a cruciate injury to one leg then the other leg is automatically excluded from coverage for a period of twelve (12) months from the date of treatment. jj. The cost of boarding your pet at a veterinary facility. Hospitalization is a covered expense provided that it is associated with treating a covered injury or illness.
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q325f64b4. Spotted an error? Tell us.