Questions & answers · Travel insurance
What events does National Union Fire Insurance Company of Pittsburgh, Pa.'s filed travel insurance policy say it pays for?
AI-drafted from filed documents · reviewed: pendingwhether a specific event is coveredNational Union Fire Insurance Company of Pittsburgh, Pa.
National Union Fire Insurance Company of Pittsburgh, Pa.'s filed travel insurance policy pays for emergency dental treatment if an Insured suffers an Injury or Sickness requiring such treatment during an Eligible Trip [1]. Covered expenses include services and supplies for relief of dental pain and repair or replacement of teeth or dental implants due to an Injury or Sickness that first occurs during the trip, provided the treatment is given by a Physician or dentist [1]. This coverage does not apply if treatment or expenses are incurred after the Insured has reached the Return Destination, regardless of the reason [1]. The policy also pays for Covered Losses if a Diving Vacation is canceled due to a Sickness or Injury that substantially impairs the ability to dive and requires cancellation, as recommended in writing by a Physician [2]. Covered Losses include penalties, forfeited nonrefundable prepayments, or deposits for diving, accommodations, meals, or transportation resulting from the cancellation, provided the Insured or Traveling Companion is under the direct care and supervision of a Physician [2]. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] National Union Fire Insurance Company of Pittsburgh, Pa. · AL · SERFF AGDE-134192336 · form T30607NUFIC · p. 31
Emergency Dental If, while on an Eligible Trip, an Insured suffer an Injury or Sickness that requires emergency dental treatment, we will pay a benefit for covered expenses up to the maximum limit shown in the Schedule of Benefits. Emergency dental covered expenses: (a) services and supplies for the relief of dental pain; and (b) the repair or replacement of teeth or dental implants, due to an Injury or Sickness that first occurs during the Eligible Trip. The treatment must be given by a Physician or dentist. This coverage is inclusive of the maximum limit for the Travel Medical Expense benefit. Coverage for emergency dental treatment does not apply if treatment or expenses are incurred after the Insured has reached the Return Destination, regardless of the reason. … (excerpt — the filed text continues)
[2] National Union Fire Insurance Company of Pittsburgh, Pa. · MT · SERFF AGDE-132320003 · form S30875DBG-MT · p. 21
APPLICABLE TO A DIVING VACATION If prior to the time and date of departure for a Diving Vacation, the Insured Person or his/her Traveling Companion has suffered a Sickness or Injury that would substantially impair that person’s ability to dive and requires the Cancellation of the Diving Vacation, We will pay, up to the Benefit Limit, for Covered Losses that the Insured Person incurs as a result of such cancellation. CANCELLATION means a Physician has recommended in writing, that due to the severity of the condition of the Insured Person or his/her Traveling Companion, it is Medically Necessary that the Insured Person cancel the Diving Vacation. The Insured Person or his/her Traveling Companion must be under the direct care and supervision of a Physician. COVERED LOSSES means any penalties, or forfeited nonrefundable, unused prepayments or deposits for diving, accommodations, meals or transportation incurred as the result of cancellation of the Diving Vacation.
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q81832a52. Spotted an error? Tell us.