Questions & answers · Health insurance
Can my state help pay my Medicare premiums?
Health insuranceBuying a policyChecked Nov 6, 2026
From K.Actuary, founded by Sangmin Kwon, ASA · sources checked 2026-11-06 · Source: Medicare.gov View original ↗
In short
- A Medicare Savings Program is state help with Part A and Part B premiums.
- You apply through your state, even if you think you may not qualify.
- In 2026 the QMB limit is $1,350 a month for one person.
What this means
A Medicare Savings Program is state help with your Medicare Part A and Part B premiums [1]. It might also pay your deductibles, coinsurance and copayments [1]. You apply through your state. Medicare.gov says to apply even if you think you may not qualify [1].
In 2026 the QMB program limits are $1,350 a month in income and $9,950 in resources for one person. For a married couple they are $1,824 and $14,910 [1]. With QMB, Medicare providers may not bill you for covered services, including deductibles, coinsurance and copayments [1].
Your next step
Apply through your state, which decides which program you qualify for. Medicare.gov says to apply even if you don't think you qualify [1]. If you are in QMB, Medicare providers may not bill you for covered services [1]. The sources give no deadline.
Check it yourself
Open Medicare.gov, Medicare Savings Programs, at https://www.medicare.gov/basics/costs/help/medicare-savings-programs and read the part quoted above. Your own plan or policy papers hold details these sources do not give: "Don't know yet" for your case.
Where this comes from (1)
[1] Medicare.gov · checked 2026-11-06
Get help from your state paying your Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) premiums through a Medicare Savings Program … You'll apply for Medicare Savings Programs through your state. When you apply, your state determines which program(s) you qualify for. Even if you don't think you qualify, you should still apply … Individual $1,350 $9,950 Married couple $1,824 $14,910 … If you qualify …
How we found this
We matched your question to 1 official source, quoted the exact lines, and re-checked each quote against its source on 2026-11-06.
What we don’t know yet
Your own plan or notice may say something different. If your letter cites another rule, send it and we will look again.
Every answer is checked against the official rule it quotes.
Information only — not legal advice. Your plan, insurer or agency decides.
This answer quotes the official sources listed above, with the date we checked them. Your own policy, notice and state rules control. We are not your lawyer or your insurer. We don’t file, argue or negotiate claims for you — you send any letter or form yourself.
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