Questions & answers · Pet insurance
What events does Deerfield Insurance Company's filed pet insurance policy say it pays for?
AI-drafted from filed documents · reviewed: pendingwhether a specific event is coveredDeerfield Insurance Company
Deerfield Insurance Company's filed pet insurance policy states it does not pay for gingivitis and progressive periodontal disease caused by tartar accumulation [1]. It also does not cover root canals, caps, or crowns [1]. The policy excludes any medical procedure or service characterized as experimental or investigational [1]. Injuries resulting from the use of the pet for guard security, organized fighting, coursing, or track racing are not covered [1]. Post mortem and/or necropsy procedures or cremation are not covered expenses [1]. Preventive and/or routine treatment or diagnostics intended to maintain the good health of the pet are not covered, except as specifically provided in Section 3, Coverage #8, Preventive Care [1]. This does not appear in these excerpts — check the full policy for details on what is covered.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (1)
[1] Deerfield Insurance Company · DE · SERFF MRKB-125519675 · form MPH100 - WP (03/07) · p. 3
Gingivitis and progressive periodontal disease caused by the accumulation of tartar is not a covered expense. Root canals, caps and crowns are not covered services. 17. Any medical procedure or service that is characterized as experimental or investigational. 18. Injuries resulting from the use of your pet for guard security, organized fighting, coursing or track racing. 19. Post mortem and/or necropsy procedures or cremation. 20. Preventive and/or routine treatment or diagnostics intended to maintain the good health of your pet except as specifically provided in Section 3, Coverage #8, Preventive Care. V. DEDUCTIBLE AND COINSURANCE:
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Qe2ea3c02. Spotted an error? Tell us.