Questions & answers · Travel insurance
Which documents does Zurich American Insurance Company's filed travel insurance policy require for a claim?
AI-drafted from filed documents · reviewed: pendingdocuments needed for a claimZurich American Insurance Company
Under Zurich American Insurance Company’s filed form for Alaska (AK), the policy requires the Insured to provide written confirmation from the Travel Supplier (or their representative) of the number of days skiing facilities were closed and the reason for the closure when claiming the Lost Ski Days Benefit [1]. For the Golf benefit, the Insured must provide a copy of the prepaid Golf receipts and reports from the Golf Course management stating the date, length of time, and reason for Golf Course closure or cancellation [1]. These documents are required specifically for these benefits. This does not appear in these excerpts — check the full policy for other required documents.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (1)
[1] Zurich American Insurance Company · AK · SERFF ZURC-131069276 · p. 19
The Insured must provide a copy of the prepaid Golf receipts and reports from the Golf Course management stating the date, length of time, and reason for Golf Course closure or reason for cancellation or suspension for which the Insured is submitting a claim.]] [Lost Ski Days Benefit If the Insured is unable to ski during the Insured’s Covered Trip due to [25% - 75%] or more of the mountain trails closing due to [lack of snow][,] [or][severe weather conditions][,] [or] [trail conditions] [,] [or] [natural disaster] during the Insured’s Covered Trip, We will reimburse the Insured a Lost Ski Days Benefit, [on a pro-rated basis] for the prepaid non-refundable value of the Insured’s ski lift ticket for the date/time of the closure only, up to the corresponding Maximum Covered Amount [per Insured] [per Reservation] shown in the Schedule. The Insured must obtain written confirmation from the Travel Supplier (or their representative) of the number of days skiing facilities were closed and the reason for the closure. This coverage is only available if the Insured purchases the insurance at least [15 - 60] days prior to the Schedule Date of Departure. [Coverage is only available if the ski resort has snow makers and is more than [1,500 - 4,000] feet above sea level, or if the ski resort does not have snow makers and is more than [3,000 - 5,000] feet above sea level. … (excerpt — the filed text continues)
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q1427baac. Spotted an error? Tell us.