Questions & answers · Pet insurance
What does American Alternative Insurance Corp's pet insurance policy say about cancelling and getting a refund?
AI-drafted from filed documents · reviewed: pendingcancellation and refundsAmerican Alternative Insurance Corp
Under American Alternative Insurance Corp’s filed form in Tennessee (TN), a policy shall not be canceled on other than a pro-rata basis unless the policy form provides for another basis [1]. If the insurer does not intend to renew the policy, it shall mail or deliver notice of nonrenewal to the policyholder at the address shown in the policy at least thirty (30) days prior to expiration [1]. The insurer must also provide thirty (30) days’ notice of any premium rate increase at renewal [1]. Notice of termination may be given by mailing the notice, postage prepaid, to the address shown in the policy [1]. This does not appear in these excerpts — check the full policy for details on canceling and receiving a refund, including whether a full or partial refund is allowed and any time limits on cancellation.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (1)
[1] American Alternative Insurance Corp · TN · SERFF FRCS-125585541 · p. 2
REFUND OF PREMIUM UPON CANCELLATION A policy shall not be canceled on other than a pro-rata basis unless the policy form provides for another basis. NOTICE OF NONRENEWAL If "we" do not intend to renew "your" policy, "we" shall mail or deliver to "you" at the address shown in the policy, notice of "our" intention not to renew at least thirty (30) days prior to the expiration of the policy. NOTICE OF PREMIUM RATE INCREASES If "we" increase "your" premiums at renewal, "we" shall give "you" thirty (30) days’ notice of the increase. Unless expressly otherwise provided, a notice of termination required to be given to "you" may be given by mailing notice, postage prepaid, to the address shown in "your" policy.
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q96feeb57. Spotted an error? Tell us.