Questions & answers · Dental insurance
What benefit limits or maximums are written into ManhattanLife Assurance Company of America's dental insurance policy?
AI-drafted from filed documents · reviewed: pendingbenefit limits and maximumsManhattanLife Assurance Company of America
Under ManhattanLife Assurance Company of America’s filed form for Arkansas (AR), dental benefit limits include: limited to once per denture in any Policy Year for denture rebasing [2]; limited to once per denture in any 2 Policy Years for denture relining [2]; limited to a maximum of 2 treatments per arch in any Policy Year for tissue conditioning [2]; limited to replacement of natural teeth lost under this Policy after 3 Policy Years for addition of teeth to partial dentures [2]; and bridge or denture replacements available only after 8 years from the date of initial installation [2]. No benefits are payable for replacement of third molars or a portion of a tooth lost due to root amputation or hemisection [2]. This does not appear in these excerpts — check the full policy for other benefit limits or maximums.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] ManhattanLife Assurance Company of America · CO · SERFF CEUL-132467539 · form AK7016-CO · p. 1 · 2 · SCHEDULE OF BENEFITS
Dental, Vision, And Hearing Expense Insurance Policy Limited Benefits Insured: [Doe, John] Issue Age: [30], years Policy Number: [111111] Policy Effective Date: [12/01/2020] Insured Dependents: [Doe, Mary] First Policy Anniversary Date: [12/01/2021] Second Policy Anniversary Date: [12/01/2022] Third Policy Anniversary Date: [12/01/2023] Payment Option Mode: [Monthly, Quarterly, Semi-Annually, Annually] Initial Modal Premium: [$000.00] Annual Premium: [$000.00]
[2] ManhattanLife Assurance Company of America · AR · SERFF CEUL-132834064 · form AK7034OCAR · p. 3 · 10.21 · CONTRACTED RATE
Temporary bridges older than 1 year are considered a permanent appliance. b. Dentures. Benefit includes all adjustments done by Dentist furnishing denture during first 6 months after installation. Temporary dentures older than 1 year are considered a permanent appliance. Limited to services performed more than 12 months after initial insertion of appliance: c. Denture rebase. Limited to once per denture in any Policy Year. d. Denture reline. e. Limited to once per denture in any 2 Policy Years. f. Tissue conditioning. Limited to a maximum of 2 treatments per arch in any Policy Year. g. Addition of teeth to partial dentures. Limited to replacement of natural teeth lost under this Policy after 3 Policy Years. h. Denture adjustments and repairs. Adjustments; repairing acrylic dentures, no teeth damage; repairing acrylic dentures and replacing one or more broken teeth; repairing metal dentures to the extent and nature of damage. i. Crown/bridge repair. Limited to extent and nature of damage and type of materials involved. Bridge or denture replacements available only after 8 years from the date of initial installation. No benefits are payable for replacement of third molars or a portion of a tooth lost due to root amputation or hemisection. … (excerpt — the filed text continues)
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q62a4b784. Spotted an error? Tell us.