Questions & answers · Car insurance
A driver hit my car in Texas. What information must the other driver give me, and what should I get at the scene?
Car insuranceHow to fileTexasChecked Nov 6, 2026
From K.Actuary, founded by Sangmin Kwon, ASA · sources checked 2026-11-06 · Source: Texas Transportation Code · Chapter 550 (Accidents and Accident Reports) · Sec. 550.023 View original ↗
In short
- Texas law says a driver in a crash must give name, address, and insurance company.
- On request, the driver must show a driver's license.
- TDI says to take a photo of the insurance card and license.
What this means
This answer uses Texas sources only.
The Texas Transportation Code says the operator of a vehicle in a collision that damages a vehicle driven or attended by a person must give the operator's name and address, the registration number of the vehicle, and the name of the operator's motor vehicle liability insurer to the operator or occupant of the other vehicle. If requested and available, the operator must also show a driver's license.
TDI says that at the scene you should take a picture of the other driver's insurance card and driver's license. If the other driver has no card, ask for their name, phone number, insurance company name and policy number. TDI also says to give the other driver your information, file a claim with the other driver's car insurance, let your own insurance company know, and, if police responded, get a copy of the report and send it to the other insurance company.
Your next step
File a claim with the other driver's insurance as soon as you get home, per TDI, and send the police report if there is one. The sources do not state a deadline for filing with the other driver's insurer.
Check it yourself
Open the Transportation Code page and find Sec. 550.023. Open the TDI page and read the first step.
Where this comes from (2)
[1] Texas Transportation Code · Chapter 550 (Accidents and Accident Reports) · Sec. 550.023 · checked 2026-11-06
Sec. 550.023. DUTY TO GIVE INFORMATION AND RENDER AID. The operator of a vehicle involved in a collision resulting in the injury or death of a person or damage to a vehicle that is driven or attended by a person shall: (1) give the operator's name and address, the registration number of the vehicle the operator was driving, and the name of the operator's motor vehicle liability insurer to any person injured or the op…
[2] TDI · checked 2026-11-06
At the accident scene, take a picture of the other driver’s insurance card and driver's license. If they don’t have an insurance card, ask for their name, phone number, insurance company name, and policy number. Give the other driver your information. When you get home, file a claim with the other driver’s car insurance. Let your insurance company know. If police responded to the accident, get a copy of the report. S…
How we found this
We matched your question to 2 official sources, quoted the exact lines, and re-checked each quote against its source on 2026-11-06.
What we don’t know yet
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Information only — not legal advice. Your plan, insurer or agency decides.
This answer quotes the official sources listed above, with the date we checked them. Your own policy, notice and state rules control. We are not your lawyer or your insurer. We don’t file, argue or negotiate claims for you — you send any letter or form yourself.
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