Questions & answers · Travel insurance
What events does Generali USA Insurance Company's filed travel insurance policy say it pays for?
AI-drafted from filed documents · reviewed: pendingwhether a specific event is coveredGenerali USA Insurance Company
Generali USA Insurance Company's filed travel insurance policy, as shown in the excerpts for Indiana (IN) and Connecticut (CT), states that it pays for emergency dental treatment if the insured suffers an Injury or a Sickness requiring such treatment [1][2]. This includes services and supplies for the relief of dental pain, and the repair or replacement of teeth or dental implants, provided the services are medically necessary and performed by a Dentist [1][2]. Coverage does not apply if treatment or expenses are incurred after the insured reaches their Return Destination [1][2]. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] Generali USA Insurance Company · IN · SERFF GEUS-134495600 · form GEN TICE07.03IN 07.2022 · p. 2
Dental Covered Expenses If you suffer an Injury or a Sickness that requires emergency dental treatment, we will pay this benefit, up to the limit shown in the Schedule, for these expenses: 1. services and supplies for the relief of dental pain; and 2. the repair or replacement of teeth or dental implants. Services must be medically necessary and provided by a Dentist. Coverage does not apply if treatment or expenses are incurred after you reach your Return Destination. Your Duties in the Event of a Loss: In the event of a loss, you must: 1. provide us with all bills and reports for the medical or dental expenses claimed; 2. provide us with any information related to the claim. This includes, but is not limited to, an explanation of benefits from any Other Valid and Collectible Health Insurance or dental insurance; and 3. sign a patient authorization form to release any information required by us to adjust your claim.
[2] Generali USA Insurance Company · CT · SERFF GEUS-134490272 · form GEN TICE07.03US 10.2020 · p. 2
Dental Covered Expenses If you suffer an Injury or a Sickness that requires emergency dental treatment, we will pay this benefit, up to the limit shown in the Schedule, for these expenses: 1. services and supplies for the relief of dental pain; and 2. the repair or replacement of teeth or dental implants. Services must be medically necessary and provided by a Dentist. Coverage does not apply if treatment or expenses are incurred after you reach your Return Destination. Your Duties in the Event of a Loss: In the event of a loss, you must: 1. provide us with all bills and reports for the medical or dental expenses claimed; 2. provide us with any information related to the claim. This includes, but is not limited to, an explanation of benefits from any Other Valid and Collectible Health Insurance or dental insurance; and 3. sign a patient authorization form to release any information required by us to adjust your claim.
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q93a415e8. Spotted an error? Tell us.