Questions & answers · Pet insurance
How does WESTCHESTER FIRE INSURANCE COMPANY's pet insurance policy handle other insurance covering the same loss?
AI-drafted from filed documents · reviewed: pendingother insurance / coordination of benefitsWESTCHESTER FIRE INSURANCE COMPANY
Under WESTCHESTER FIRE INSURANCE COMPANY's filed form for Massachusetts (MA), the policy states that payments will not be made for any claims for which the insured is entitled to be paid under any other insurance, except for any additional sum which is payable above such other insurance [1]. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (1)
[1] WESTCHESTER FIRE INSURANCE COMPANY · MA · SERFF ACEH-131576495 · form LD-51216 (08/18) · p. 3
We will not make any payments for any claims for which you are entitled to be paid under any other insurance except for any additional sum which is payable above such other insurance. III. GENERAL CONDITIONS 1) Premium is payable monthly by Direct Debit or by charge to your credit card. You may select the payment option on the application. This policy is continued until cancelled, and will renew automatically each month as long as payments are current. 2) When you have not paid the premium, we may cancel this policy. We will let you know at least twenty (20) days before the date cancellation takes effect. No coverage will be provided for any claim with a date of veterinary treatment between the premium due date and the cancellation date, unless the premium payments are current. 3) You may cancel your policy by notifying us in writing via regular mail, fax or email at least fourteen (14) days in advance of your next premium payment. 4) You must be the owner of each pet shown on the pet schedule. If the pet owner dies, becomes unable to care for any insured pet, or passes the ownership of any insured pet, the coverage will continue without interruption. This must be approved in writing by us, subject to all other terms and conditions of this policy. … (excerpt — the filed text continues)
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q3e7394c0. Spotted an error? Tell us.