Questions & answers · Pet insurance
What benefit limits or maximums are written into American Pet Insurance Company's pet insurance policy?
AI-drafted from filed documents · reviewed: pendingbenefit limits and maximumsAmerican Pet Insurance Company
American Pet Insurance Company’s filed form in New York (NY) states that coverage for ongoing conditions is allowed up to the annual limit and per incident maximum only if the policy has been continuously maintained in force [1]. The form leaves the specific values for these limits in brackets ([Annual Limit] and [Per Incident Maximum]) — these differ by state and contract [1]. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (1)
[1] American Pet Insurance Company · NY · SERFF APII-128586336 · form PPI 0003A NY (11/12) · p. 1 · Section VI.
GENERAL CONDITIONS, number 8, is deleted and replaced by the following: 8. Coverage for ongoing conditions is allowed up to the annual limit and per incident maximum only if there is an active policy continuously maintained in force. Claims for treatment or services incurred or rendered subsequent to the termination of this policy are not covered even if the claim is for the medical conditions that commenced prior to the termination of the policy. Continuing coverage for a covered claim from a preceding policy is subject to the terms of this policy. G. Section VII. CANCELLATION AND NONRENEWAL, Paragraph A: Cancellation and Nonrenewal is deleted and replaced by the following Paragraph A: Cancellation: 1. This policy may be terminated by you by surrendering this policy, or by mailing or delivering to us advance written notice of cancellation. 2. If this policy has been in effect for sixty (60) days or less and is not a renewal, we may cancel this policy by mailing or delivering written notice of cancellation, stating the reason for cancellation, to you: a) At least twenty (20) days before the effective date of cancellation if we cancel for nonpayment of premium, or b) Sixty (60) days before the effective date of cancellation if we cancel for any other reason. … (excerpt — the filed text continues)
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q72152c9d. Spotted an error? Tell us.