Questions & answers · Vision insurance
What events does Fidelity Security Life Insurance Company's filed vision insurance policy say it pays for?
AI-drafted from filed documents · reviewed: pendingwhether a specific event is coveredFidelity Security Life Insurance Company
Fidelity Security Life Insurance Company’s filed vision insurance policy does not appear in these excerpts — check the full policy. The excerpts provided describe a fixed indemnity policy for Alabama [1] and benefit provisions for hearing exams and hearing aids in Montana [2], but neither excerpt mentions vision care, eye exams, glasses, contact lenses, or any other vision-related services. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] Fidelity Security Life Insurance Company · AL · SERFF FDLT-134384722 · form A-01145AL · p. 1 · 2 · Underwritten by
Fidelity Security Life Insurance Company® {3130 Broadway Kansas City, MO 64111-2406} IMPORTANT: This is a fixed indemnity policy, NOT health insurance This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care. • The payment you get isn’t based on the size of your medical bill. • There might be a limit on how much this policy will pay each year. • This policy isn’t a substitute for comprehensive health insurance. • Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance. Looking for comprehensive health insurance? • Visit HealthCare.gov online or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options. • To find out if you can get health insurance through your job, or a family member’s job, contact the employer. Questions about this policy? • For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.” • If you have this policy through your job, or a family member’s job, contact the employer.
[2] Fidelity Security Life Insurance Company · MT · SERFF FDLT-134877979 · form R-03141MT · p. 2 · 8 · BENEFIT PROVISIONS
BENEFIT PROVISIONS [Hearing Exam Benefit. The Company will pay the benefit shown in the Schedule of Benefits for a Hearing Exam performed by a Medical Professional or Audiologist to detect and diagnose Hearing Loss. Services must be received while the Insured Person’s coverage is in force.] Hearing Aid Benefit. The Company will pay the benefit shown in the Schedule of Benefits for a Hearing Aid prescribed by a Medical Professional or Audiologist. The Hearing Aid must be ordered and received while the Insured Person’s coverage is in force.
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q176236e3. Spotted an error? Tell us.