Questions & answers · Travel insurance
What does Technology Insurance Company, Inc.'s travel insurance policy say about cancelling and getting a refund?
AI-drafted from filed documents · reviewed: pendingcancellation and refundsTechnology Insurance Company, Inc.
Under Technology Insurance Company, Inc.'s filed form for South Carolina (SC), the company will refund the pro rata unearned premium if the policyholder cancels the policy [1]. The policy is non-renewable and coverage ends on the earlier of: (1) the end of the period for which the premium was paid, or (2) the three hundred sixty-fourth (364th) day following the date the premium was paid [1]. This does not appear in these excerpts — check the full policy for details on cancellation timing or conditions beyond the pro rata refund.
In Massachusetts (MA), the policy reimburses for trip cancellation due to unforeseen reasons such as sickness, injury, or death of the insured, a traveling companion, or a non-traveling family member, provided a physician certifies the need to cancel [2]. The company reimburses pre-paid non-refundable cancellation charges imposed by travel suppliers, up to the Maximum Benefit shown on the Schedule of Benefits [2].
This does not appear in these excerpts — check the full policy for details on refund timing, cancellation deadlines, or conditions beyond the pro rata refund.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] Technology Insurance Company, Inc. · SC · SERFF UNKP-133850230 · p. 1
The Company will refund the pro rata unearned premium if You cancel this Policy. Non-renewable This Policy is non-renewable. Your coverage will end on the earlier of: 1. The end of the period for which the premium was paid; or 2. On the three hundred sixty-fourth (364th) day following the date the premium was paid to the Company or our authorized representative.] Under the section entitled GENERAL PROVISIONS, the NOTICE OF CLAIM provision is replaced with the following: 59 Maiden Lane, 43rd Floor, New York, NY 10038 [866-505-4048]
[2] Technology Insurance Company, Inc. · MA · SERFF UNKP-134091737 · p. 1
Coverage Expiration Date(s) Trip Cancellation coverage will end on the earlier of: (a) the scheduled departure time on the Scheduled Departure Date of Your Trip; (b) the date and time You depart on Your Trip; or (c) the date and time You cancel Your Trip. Coverage The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits subject to any applicable sub-limits, if You cancel Your Trip for any of the following reasons that are Unforeseen and takes place after Your Effective Date: 1. Your Sickness, Accidental Injury or death, that results in medically imposed restrictions as certified by a Physician at the time of Loss preventing Your participation in the Trip. A Physician must advise to cancel the Trip on or before the Scheduled Departure Date. 2. Sickness, Accidental Injury or death of a Family Member or Traveling Companion booked to travel with You, that results in medically imposed restrictions as certified by a Physician that causes Your Trip to be cancelled. 3. Sickness, Accidental Injury or death of a non-traveling Family Member. The Company will reimburse You up to the Maximum Benefit shown on the Schedule of Benefits, subject to any applicable sub-limits, for the following: a) pre-paid non-refundable cancellation charges imposed by the Travel Suppliers. … (excerpt — the filed text continues)
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q6d211999. Spotted an error? Tell us.