Questions & answers · Pet insurance
What benefit limits or maximums are written into StarStone National Insurance Company's pet insurance policy?
AI-drafted from filed documents · reviewed: pendingbenefit limits and maximumsStarStone National Insurance Company
Under StarStone National Insurance Company's filed form for Alabama (AL), the policy includes an Annual Limit for each pet, which is the maximum total liability for all covered expenses during the policy period [1]. This limit is subject to coinsurance and deductible [1]. The form specifies that regardless of the number of claims, the total liability for each pet will not exceed the amount shown on the Declarations Page under the Annual Limit [1]. The policy also lists exclusions, including pre-existing conditions such as chronic conditions, bilateral conditions, and intervertebral disc conditions, if present before the policy effective date or after any waiting period [1]. This does not appear in these excerpts — check the full policy for details on specific benefit limits beyond the Annual Limit.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (1)
[1] StarStone National Insurance Company · AL · SERFF TORS-134205132 · form SSN-FSI-PHI-POL-CW 08 23 · p. 3
gardless of the number of claims made during the period of insurance, our total liability of insurance for each Pet for all Covered Expenses will not exceed the amount shown on the Declarations Page under the Annual Limit, subject to Coinsurance and Deductible. Section III – Exclusions This Policy does not cover any loss or claim that directly or indirectly, is caused by, results from, arises out of or is contributed to by any of the following: A. Pre-Existing Conditions, including any Illness, Accident or Injury directly or indirectly related to a Pre-Existing Condition. The following Conditions are deemed Pre-Existing Conditions if they are Present at any time preceding the Policy Effective Date or the expiration of any Waiting Period: 1. Chronic Conditions. 2. Bilateral Conditions, if your Pet had at any time any Pre-Existing Conditions consistent with that same Bilateral Condition on either side of the body. 3. Intervertebral Disc Conditions, if your Pet had at any time any Pre-Existing Conditions involving the intervertebral discs (due to either degeneration or trauma). … (excerpt — the filed text continues)
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q5f95729e. Spotted an error? Tell us.