What benefit limits or maximums are written into Independence Pet Insurance Company's pet insurance policy?

AI-drafted from filed documents · reviewed: pendingbenefit limits and maximumsIndependence Pet Insurance Company

Independence Pet Insurance Company’s filed form states that Preventive Care services are reimbursed at the actual cost of the covered expense incurred, up to the applicable maximum benefit limit shown on the benefit schedule in the Preventive Care Benefit Rider [1]. The form leaves the specific amount of this maximum benefit limit in brackets ([1]) — it differs by state and contract [1]. This does not appear in these excerpts — check the full policy.

Information only — not legal advice. The insurer decides.

These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.

Where this comes from (1)

[1] Independence Pet Insurance Company · LA · SERFF IAIC-134083616 · form IPIC-ML-NOTICE-0124-LA-AKC · p. 3 · Limits.
Claim Payment Methodology for Optional Preventive Care Benefit: Preventive Care services, if included as covered benefits under your policy, are reimbursed at the actual cost of the covered expense incurred, up to the applicable maximum benefit limit shown on the benefit schedule in the Preventive Care Benefit Rider. Waiting Periods Accident and Illness Plan: This Policy includes the following Waiting Periods: 1. [0-30][14]-days from the pet’s original start date for illnesses. 2. 30-days from the pet’s original start date for orthopedic illnesses. 3. 30-days from the pet’s original start date for Congenital Disorders/Abnormalities and Hereditary Disorders if you purchase the HereditaryPlus coverage. If you add the HereditaryPlus coverage at a later date, the waiting period is 30-days from the effective date of the HereditaryPlus coverage. 4. 30-days from the pet’s original start date if you purchase the optional Breeding coverage. If you add the Breeding Coverage at a later date, the waiting period is 30-days from the effective date of the Breeding coverage. 5. 30-days from the pet’s original start date for Alternative Therapies, Complementary Therapies, and diagnosis and treatment of Behavioral Problems if you purchase the optional AlternativePlus coverage. … (excerpt — the filed text continues)

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Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q8cfca336. Spotted an error? Tell us.