Questions & answers · Pet insurance
What benefit limits or maximums are written into AGCS Marine Insurance Company's pet insurance policy?
AI-drafted from filed documents · reviewed: pendingbenefit limits and maximumsAGCS Marine Insurance Company
AGCS Marine Insurance Company's pet insurance policy includes a maximum annual benefit limit for veterinary fees, which is stated on the Declarations Page [2]. This benefit amount is part of, and not in addition to, the annual limit of coverage for vet fees [1]. The policy applies a deductible and co-pay for each separate medical condition, with the deductible applied separately to each condition [2]. The total limits on insurance per policy period are set forth on the Declarations Page as Maximum Annual Benefits [2]. The exact amount of the maximum annual benefit is left in brackets ([Maximum Annual Benefits]) — it differs by state and contract [2]. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] AGCS Marine Insurance Company · CT · SERFF PERR-128732095 · p. 4
This benefit amount is part of, and not in addition to, your maximum annual limit of coveragebenefit for vet fees. Coverage does not apply to obedience training. IV. Co‐pay and Deductibles For each illness or injury that is treated during the policy period and that is not related to any other illness or injury during the same policy year, you will pay an amount of co‐pay and a deductible as stated on your Declarations Pagedeclarations page. The co‐pay percentage will be deducted from the total of all costs for a covered illness or injury. Once the co‐pay has been applied, the deductible will be applied to the remaining amount. The deductible will be applied separately to each separate medical condition. When the treatment dates of an illness or injury fall into two or more policy periods you will be required to pay a deductible for each policy period. As an example, if you have a covered claim of $1,000 to which a 10%ten (10) percent co‐pay and $50 deductible apply, first the ten (10% ) percent co‐pay is applied and $100 is deducted from the covered amount. Then the $50 deductible is applied and taken off the covered amount. This means that out of the original $1,000, we will reimburse you a total amount of $850. … (excerpt — the filed text continues)
[2] AGCS Marine Insurance Company · AL · SERFF PERR-126542085 · form ALL-PETBC-POL 04/10 · p. 4 · Declarations Page.
This benefit amount is part of, and not in addition to, your annual limit of coverage for vet fees. Coverage does not apply to obedience training. IV. Co-pay and Deductibles For each illness or injury that is treated during the policy period and that is not related to any other illness or injury during the same policy year, you will pay an amount of co-pay and a deductible as stated on your Declarations Page. The co-pay percentage will be deducted from the total of all costs for a covered illness or injury. Once the co-pay has been applied, the deductible will be applied to the remaining amount. The deductible will be applied separately to each separate medical condition. When the treatment dates of an illness or injury fall into two or more policy periods you will be required to pay a deductible for each policy period. As an example, if you have a covered claim of $1,000 to which a 10% co-pay and $50 deductible apply, first the 10% co-pay is applied and $100 is deducted from the covered amount. Then the $50 deductible is applied and taken off the covered amount. This means that out of the original $1,000, we will reimburse you a total amount of $850. In addition to the application of the deductible and co-pay, there are total limits on our insurance per policy period as set forth on the Declarations Page as Maximum Annual Benefits. … (excerpt — the filed text continues)
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q32db4359. Spotted an error? Tell us.