Questions & answers · Vision insurance
What does Aetna Life Insurance Company's vision insurance policy say about cancelling and getting a refund?
AI-drafted from filed documents · reviewed: pendingcancellation and refundsAetna Life Insurance Company
Under Aetna Life Insurance Company’s filed form for Illinois (IL), a covered person may be entitled to a refund of any paid premiums from the effective date of coverage [1]. Aetna will give at least 30 days advance written notice to any covered person affected by a proposed rescission, and if the covered person elects electronic notifications, the notice will be sent electronically [1]. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] Aetna Life Insurance Company · IL · SERFF AETN-134152666 · form 7000-7 SG IL · p. 4 · 25 · SG (2-50) IL B
Conditions of enrollment (Continued) coverage, I may be entitled to a refund of any paid premiums from the effective date of coverage. Aetna will give at least 30 days advance written notice to any covered person affected by the proposed rescission. If I elect to receive electronic notifications, I will receive this notice in an electronic (email) format. 2. In order to underwrite the coverages listed on this enrollment form, Aetna may need information about medical history, services or treatment provided to anyone listed on this form. This may include information about mental health and substance use disorder. … (excerpt — the filed text continues)
[2] Aetna Life Insurance Company · OH · SERFF AETN-133977652 · p. 11 · 36.4 · Web privacy
[Questions? 855-804-2410] • Friday: 8:00 a.m. to 8:00 p m.,El) 3. I understand that if I intentionally omit or provide false information on or in relation to this application, then this policy may be cancelled retroactively, in which case any claim I submit may not be paid by Aetna, and may face legal liability, including legal action based on fraud. 4. I have read the entire application or it has been read to me. EDIT 5. The information I have provided in this application will be used by Aetna to determine whether to issue coverage and the premium amount for such coverage.
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q6a5241ad. Spotted an error? Tell us.