Questions & answers · Disability insurance
Disability insurance claim questions
15 short answers. Each one quotes the official rule it is based on, with the date we checked it. Information only — not legal advice.
Any state · federal rules (5)
- Do I need a lawyer to appeal a denied disability insurance claim?Appeal
- How do I appeal my employer plan's disability benefit denial?Appeal
- My employer long-term disability insurer denied my claim. How do I appeal under ERISA?Appeal
- My long-term disability policy limits mental health claims to 24 months. Is that allowed, and what can I do?Denied
- What is disability insurance and how much does it pay?Buying a policy
Texas (10)
- After my disability insurance claim for an illness or injury, what about repayment, subrogation or premium changes?After payment · Texas
- Do I need a lawyer for my disability insurance claim for an illness or injury, and is this bad faith?Lawyer / bad faith · Texas
- How do I file a disability insurance claim for an illness or injury, and what documents do I need?How to file · Texas
- How do I file a state complaint or external review for my disability claim?Complaint / outside review · Texas
- I have a disability insurance claim in Texas — what do I have to send, and by when?How to file · Texas
- My disability claim (emergency room) is taking too long; what are my options?Slow or stuck · Texas
- My disability insurance denied my claim for an illness or injury — why, and is that allowed?Denied · Texas
- My disability insurance won't pay. When does disability insurance pay, and what can I do?Who pays · Texas
- My Texas disability insurance paid less than expected — how do I get a fair amount?Paid too little · Texas
- Who pays for an illness or injury — will my disability insurance cover it?Who pays · Texas