Questions & answers · Travel insurance
What benefit limits or maximums are written into AMEX Assurance Company's travel insurance policy?
AI-drafted from filed documents · reviewed: pendingbenefit limits and maximumsAMEX Assurance Company
Under AMEX Assurance Company's filed form in the District of Columbia (DC), the maximum benefit payable is 10% of the enrolled policy amount [1]. Prescription Coverage pays benefits for emergency prescriptions given by a Physician that directly relate to an Accidental Injury or Sickness suffered while on the Covered Trip, provided they are associated with an expense for examination by a Physician [1]. Treatment of Natural Teeth pays for emergency dental services or supplies provided by a Physician, Dentist, or Hospital that are Medically Necessary, only for dental problems resulting from a covered Accidental Injury, infection, breakage to the natural tooth surface, or loss of a filling [1]. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (1)
[1] AMEX Assurance Company · DC · SERFF AMEE-127122596 · form TMP-DOC-DC 04/11 · p. 5
The maximum benefit payable will be 10% of your enrolled policy amount. Prescription Coverage pays benefits for the Covered Person(s), if they should suffer a loss, for emergency prescriptions, given by a Physician, that directly relate to the Accidental Injury or Sickness suffered while on the Covered Trip. These expenses must be associated with an expense for examination by a Physician. Treatment of Natural Teeth pays emergency dental services or supplies provided by a Physician, Dentist or Hospital, which are Medically Necessary. Treatment is only payable for the dental problems resulting from a covered Accidental Injury, infection, breakage to the natural tooth surface, or loss of a filling. Covered Persons will be provided with a 24-hour emergency telephone service. If the Covered Person(s) is/are admitted to a Hospital as an inpatient, he/she must use their best efforts to notify Us within forty- eight (48) hours of admission in order to confirm the conditions of coverage. A Covered Person(s) must Notice for Florida Residents only: The benefits of this policy providing your coverage are governed primarily by the laws of a state other than Florida. use their best efforts to ask the treating Physician or Hospital to contact Us immediately so We can confirm coverage and arrange direct payment of the covered expenses. … (excerpt — the filed text continues)
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Qd11f635f. Spotted an error? Tell us.