Questions & answers · Pet insurance
What events does United States Fire Insurance Company's filed pet insurance policy say it pays for?
AI-drafted from filed documents · reviewed: pendingwhether a specific event is coveredUnited States Fire Insurance Company
United States Fire Insurance Company's filed pet insurance policy in Alabama (AL) states it pays for reimbursement of Usual and Customary costs for expenses incurred during the Policy Period that are eligible for coverage under the policy, referred to as Covered Expenses [1]. After subtracting any applicable deductible amount shown on the declarations page from Covered Expenses, the insurer will pay its portion up to any applicable maximums, with annual Incident Limits specified on the declarations page [1]. In Alaska (AK), the policy similarly provides reimbursement for Usual and Customorary costs for eligible Covered Expenses incurred during the Policy Period [2]. After subtracting the deductible shown on the declarations page and applying the policyholder’s Co-insurance listed on the declarations page, the insurer will pay its portion up to applicable maximums, with annual Incident Limits applying to each eligible Incident [2]. This does not appear in these excerpts — check the full policy for specific events covered, such as accidents, illnesses, or preventive care.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] United States Fire Insurance Company · AL · SERFF CRUM-128711074 · form BAS.1.072011 · p. 2
2. WHAT IS COVERED This policy provides reimbursement for [Usual and Customary] costs for expenses incurred during the Policy Period that are eligible for coverage under Your policy, referred to as Covered Expenses. After subtracting any applicable deductible amount shown on the declarations page from Covered Expenses, We will pay Our portion of the Covered Expenses up to any applicable maximums. There are maximum amounts specified on the declarations page for an annual Incident Limit that apply to each eligible Incident.
[2] United States Fire Insurance Company · AK · SERFF USAI-134901297 · form AK.BAS.1.2013 · p. 2
2. WHAT IS COVERED This policy provides reimbursement for Usual and Customary costs for expenses incurred during the Policy Period that are eligible for coverage under Your policy, referred to as Covered Expenses. After subtracting the deductible amount shown on the declarations page from Covered Expenses and applying Your Co-insurance listed on the declarations page, We will pay Our portion of the Covered Expenses up to any applicable maximums. There are maximum amounts specified on the declarations page for an annual Incident Limit that apply to each eligible Incident. Please refer to the declarations page for other applicable coverage.
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q69113c8e. Spotted an error? Tell us.