Questions & answers · Travel insurance
What events does Sirius America Insurance Company's filed travel insurance policy say it pays for?
AI-drafted from filed documents · reviewed: pendingwhether a specific event is coveredSirius America Insurance Company
Sirius America Insurance Company's filed travel insurance policy in Alaska (AK) states it pays for Covered Expenses related to emergency roadside assistance, including towing assistance when a covered vehicle breaks down and is towed to the nearest automobile service facility [1]. It also pays for the cost of removal of a flat tire and its replacement with a spare tire when a covered vehicle has a flat tire [1]. The policy pays for the cost of delivery of fuel, oil, fluid, or water when a covered vehicle is in immediate need, excluding the cost of the actual fluid [1]. It covers the cost of assistance to gain entry into a covered vehicle if keys are locked inside a compartment in the vehicle [1]. It pays for the cost of a jump start if the battery in a covered vehicle fails [1]. It pays for towing assistance if a covered vehicle is involved in a collision and is towed to the nearest automobile repair facility [1]. It pays up to the Maximum Benefit Amount shown in the Schedule of Benefits [1]. Coverage is provided while on the trip, provided the insured is a licensed driver [1].
In Texas (TX), the policy states it pays for Covered Expenses incurred for emergency dental treatment to teeth with no fillings or cavities or only fillings that do not undermine the A&H tooth cusps, when treatment is necessitated by a Covered Injury or Covered Emergency Sickness [2]. It pays for Covered Expenses Incurred for local ground ambulance service to transport the insured to and/or from a hospital [2]. It pays for Covered Expenses Incurred for services rendered by a nurse, other than those for routine hospital care [2].
This does not appear in these excerpts — check the full policy for additional covered events.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] Sirius America Insurance Company · AK · SERFF MMGL-131863088 · form SA-ITI-19-1000-AK · p. 34
[EMERGENCY ROADSIDE ASSISTANCE REIMBURSEMENT] We will pay for Covered Expenses, up to the Maximum Benefit Amount shown in the Schedule of Benefits, if Your Covered Vehicle breaks down while on Your Trip. You [or Your Traveling Companion] must be operating the vehicle while on Your Trip, and must be a licensed driver. Covered Expenses: (a) the cost of towing assistance when Your Covered Vehicle breaks down and is towed to the nearest automobile service facility; (b) the cost of removal of the flat tire and its replacement with the spare tire for Your Covered Vehicle when Your Covered Vehicle has a flat tire; (c) the cost of delivery of fuel, oil, fluid or water when Your Covered Vehicle is in immediate need (does not include the cost of the actual fluid); (d) the cost of assistance to gain entry into Your Covered Vehicle if Your keys are locked inside a compartment in Your Covered Vehicle;] (e) the cost of a jump start if the battery in Your Covered Vehicle fails; (f) the cost of towing assistance if Your Covered Vehicle is involved in a collision and is towed to the nearest automobile repair facility; or (g) the Maximum Benefit Amount shown in the Schedule of Benefits. Coverage is provided to You while on Your Trip, provided You are a licensed driver. … (excerpt — the filed text continues)
[2] Sirius America Insurance Company · TX · SERFF CLTR-131041949 · form SITC-15-1000TX · p. 15
Emergency Dental Services We will pay Covered Expenses Incurred for emergency dental treatment to teeth with no fillings or cavities or only fillings or cavities that do not undermine the A&H tooth cusps, when treatment is necessitated by a Covered Injury or Covered Emergency Sickness, including treatment to relieve sudden and acute pain. Local Ambulance Services We will pay Covered Expenses Incurred for local ground ambulance service to transport You to and/or from a Hospital. Nursing Services We will pay Covered Expenses Incurred for services rendered by a Nurse, other than those for routine Hospital care.
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q12815e69. Spotted an error? Tell us.