Questions & answers · Dental insurance
What events does The Guardian Life Insurance Company of America's filed dental insurance policy say it pays for?
AI-drafted from filed documents · reviewed: pendingwhether a specific event is coveredThe Guardian Life Insurance Company of America
Under The Guardian Life Insurance Company of America’s filed dental insurance policy in Alabama (AL), the policy pays for periodontic related services including occlusal adjustment, limited to two adjustments within 6 months after covered periodontal scaling and root planing or osseous surgery [1]. It also covers an occlusal guard when done within 6 months after osseous surgery, limited to one per lifetime [1]. Oral and maxillofacial surgery services covered include surgical removal of erupted teeth, removal of impacted teeth, surgical removal of residual tooth roots, and incisional biopsy of oral tissue [1]. The policy also includes an allowance for treatment plans, local anesthetic, and post-surgical care for oral and maxillofacial surgery [1]. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] The Guardian Life Insurance Company of America · AL · SERFF GARD-132883663 · form IP-SCH-DEN-21 · p. 7 · 21 · Periodontic Related Services
Periodontic Related Services Occlusal adjustment – limited: Covered when done within 6 months after covered periodontal scaling and root planing or osseous surgery. Limited to a total of 2 adjustments. Occlusal guard: Covered when done within 6 months after osseous surgery. Limited to 1 per lifetime. ] 1[ Oral and Maxillofacial Surgery Allowance includes the treatment plan, local anesthetic and post-surgical care. Surgical removal of erupted teeth, removal of impacted teeth, surgical removal of residual tooth roots. Incisional biopsy of oral tissue. Brush biopsy.
[2] The Guardian Life Insurance Company of America · KY · SERFF GARD-134642129 · form IP-DEN-25-BG · p. 1 · 1 · (머리 앞)
GV1[ 1]GV1 1[ ]1 The Guardian Life Insurance Company of America 1[10 Hudson Yards, New York, NY 10001]1 Dental benefits guide This is your guide to your dental insurance benefits This guide explains the dental services that are covered and how much we’ll pay under your dental insurance Policy. We’re here to help. Contact us if you have any questions or want to talk about any part of this guide. … (excerpt — the filed text continues)
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Qf2e89f03. Spotted an error? Tell us.