Questions & answers · Dental insurance
What events does TruAssure Insurance Company's filed dental insurance policy say it pays for?
AI-drafted from filed documents · reviewed: pendingwhether a specific event is coveredTruAssure Insurance Company
TruAssure Insurance Company’s filed dental insurance policy in Alabama (AL) states that it pays for Covered Dental Services once the policyholder has paid their deductible [1]. The amount TruAssure pays is based on the amount charged by the dentist that is eligible for payment, known as the Allowed Amount [1]. The specific percentage TruAssure pays for each Covered Dental Service is listed in the Schedule of Dental Benefits in the policy booklet [1]. For example, if a service has an 80% coverage rate listed, TruAssure will pay 80% of the Allowed Amount, and the policyholder will pay the remaining 20% [1]. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] TruAssure Insurance Company · AL · SERFF DDTL-132838081 · p. 19 · 41 · Section 5:
Dental Services and Dental Benefits Included with Your Plan WHAT WILL YOU NEED TO PAY FOR COVERED DENTAL SERVICES? TruAssure will pay a portion of Covered Dental Services once you have paid your deductible. The amount TruAssure will pay for Covered Dental Services is based on the amount charged by Your Dentist that is eligible for payment, or Allowed Amount. The amount TruAssure will pay for Covered Dental Services is listed in the Schedule of Dental Benefits in this booklet. You will be required to pay the remaining portion that is not covered by TruAssure. For example, if the portion TruAssure pays for a Covered Dental Service is listed as 80% in the Schedule of Dental Benefits, then you will be required to pay the remaining 20% of the dentist bill.
[2] TruAssure Insurance Company · AL · SERFF DDTL-133257400 · p. 21 · 45.1 · Section 6:
How Do You Pay for Your Dental Plan? HOW DO YOU MAKE MONTHLY PAYMENTS? TruAssure accepts payments electronically by checking/savings account, credit card or with a check. TruAssure allows You to set up automatic payments using a credit/debit card or checking/savings account. If you set up automatic payments with TruAssure, You will be charged on or around the [27th] of the month. If Your payment is declined or rejected by Your bank or credit card, You may be charged a $25.00 fee. Late payments will not keep Your dental plan active unless they are made within the Grace Period listed below.
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Qff434620. Spotted an error? Tell us.