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How does Clear Blue Insurance Company's pet insurance policy handle other insurance covering the same loss?

AI-drafted from filed documents · reviewed: pendingother insurance / coordination of benefitsClear Blue Insurance Company

Under Clear Blue Insurance Company’s filed form in Alabama (AL), the policy states that payments will not be made for claims if the insured is entitled to indemnity under any other insurance [1]. However, payments may be made for any additional sum that is payable over and above such other insurance [1]. Payments may also be made if Clear Blue is obliged to make a contribution by law [1]. This does not appear in these excerpts — check the full policy.

Information only — not legal advice. The insurer decides.

These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.

Where this comes from (1)

  1. [1] Clear Blue Insurance Company · AL · SERFF MRTN-132738214 · form PC 201 (02-20) · p. 6

    M. We will not make payments for claims if you are entitled to indemnity under any other insurance, except for: 1. Any additional sum that is payable over and above such other insurance; or 2. Any contribution that we are obliged to make by law. N. All parties may voluntarily agree to resolve any claim or dispute that arises from or related to this policy exclusively and finally by non-binding arbitration. … (excerpt — the filed text continues)

Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Qef5e95ca. Spotted an error? Tell us.