Questions & answers · Pet insurance
What events does Trisura Insurance Company's filed pet insurance policy say it pays for?
AI-drafted from filed documents · reviewed: pendingwhether a specific event is coveredTrisura Insurance Company
Trisura Insurance Company's filed pet insurance policy in Alaska (AK) states that it pays for endodontic treatment for canine and carnassial teeth due to traumatic dental fractures and other oral traumas, as well as extractions for all teeth caused by traumatic dental fractures and other oral traumas [2]. This coverage applies only if the trauma is not caused by repetitive inappropriate chewing behavior that presented signs or symptoms prior to the Policy Effective Date or the expiration of any Waiting Period [2]. The policy also includes coverage for periodontal disease if the policyholder complies with Section 8.A., which includes endodontic treatment for canine and carnassial teeth and extractions [1]. Coverage for accidental injuries, including traumatic dental fractures, begins after a three (3) day waiting period following the Policy Effective Date, which is waived for continuous, uninterrupted policy renewals [2]. This does not appear in these excerpts — check the full policy for other covered events.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] Trisura Insurance Company · AK · SERFF MRTN-133667749 · form TRSA-OPI-PC101-ILL (03-23) · p. 14 · B. WHAT IS COVERED FOR
B. WHAT IS COVERED FOR PERIODONTAL DISEASE IF YOU COMPLY WITH SECTION 8.A., subject to the terms and conditions of this policy: 1. Endodontic treatment for canine and carnassial teeth. 2. Extractions. C. COVERAGE FOR TRAUMATIC DENTAL FRACTURES: Endodontic treatment for canine and carnassial teeth and extractions for all teeth due to traumatic dental fractures and other oral traumas are covered so long as they are not caused by repetitive inappropriate chewing behavior that presented signs or symptoms prior to the Policy Effective Date or the expiration of any Waiting Period.
[2] Trisura Insurance Company · AK · SERFF MRTN-133667749 · form TRSA-OPI-PC201-ACC (03-23) · p. 4
5. Coverage for Traumatic Dental Fractures: Endodontic treatment for canine and carnassial teeth and extractions for all teeth due to traumatic dental fractures and other oral traumas are covered so long as they are not caused by repetitive inappropriate chewing behavior that presented signs or symptoms prior to the Policy Effective Date or the expiration of any Waiting Period. C. WAITING PERIODS: 1. This Policy has a three (3) day waiting period following the Policy Effective Date for any eligible Accidental Injuries. 2. Once met, these Waiting Periods are waived for continuous, uninterrupted policy renewals, including, at our discretion, uninterrupted policy renewals from other pet insurance providers.
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q30cebe4e. Spotted an error? Tell us.
