Questions & answers · Pet insurance
What events does Lyndon Southern Insurance Company's filed pet insurance policy say it pays for?
AI-drafted from filed documents · reviewed: pendingwhether a specific event is coveredLyndon Southern Insurance Company
Lyndon Southern Insurance Company's filed pet insurance policy in Alabama (AL) states that it pays for benefits listed in the SCHEDULE OF BENEFITS, including coverage for illness due to congenital and inherited conditions if the endorsement is purchased [2]. The policy applies a Deductible before any benefit payment is made, and Coinsurance may apply to certain benefits after the Deductible is met [1]. The specific benefits covered, the amount of Coinsurance, and the benefit limits are detailed in the SCHEDULE OF BENEFITS, which is referenced in the policy [1]. This does not appear in these excerpts — check the full policy.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] Lyndon Southern Insurance Company · AL · SERFF LFST-129957180 · form LL-P010115 · p. 5
You are responsible for paying the Deductible before: 1. we will pay any portion of the benefit to which the Deductible applies; and 2. the Coinsurance will be applied to covered services. Deductible amounts are not included within the Benefit Limit. D. Certain benefits in this policy are subject to Coinsurance. The amount of Coinsurance and the benefit to which Coinsurance applies appear on the SCHEDULE OF BENEFITS. If a Coinsurance amount is shown in the [ ] SCHEDULE OF BENEFITS for a benefit, this amount will be calculated after you have met the applicable Deductible.
[2] Lyndon Southern Insurance Company · AL · SERFF LFST-129957180 · p. 2 · Section 3
Congenital and Inherited Conditions If you have chosen to purchase coverage for Illness as a result of Congenital Conditions and Inherited Conditions, we will pay for such coverage under this endorsement. With respect to the coverage provided by this endorsement, Section 3 – Exclusions, Esclusion E. of the policy does not apply.
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Q24cb7aaf. Spotted an error? Tell us.