Questions & answers · Car insurance
How can I find out how much liability insurance the at-fault driver has in Florida?
Car insuranceWho paysFloridaChecked Nov 5, 2026
From K.Actuary, founded by Sangmin Kwon, ASA · sources checked 2026-11-05 · Source: Florida Statutes · § 627.4137 · s. 627.4137 (1) View original ↗
In short
- Florida Statutes 627.4137 covers "Disclosure of certain information required."
- A liability insurer must give a sworn statement within 30 days of a written request from the claimant.
- The statement lists the coverage limits.
What this means
This answer uses a Florida statute only. Section 627.4137 says each insurer that does or may provide liability insurance coverage to pay all or part of a claim must give, within 30 days of the written request of the claimant, a statement under oath. The statement sets out, for each known policy, the name of the insurer, the name of each insured, the limits of the liability coverage, any policy or coverage defense the insurer believes is available, and a copy of the policy. The insured or the insured's agent must also disclose the name and coverage of each known insurer when the claimant or the claimant's attorney asks in writing. The source does not say how to word the request or where to send it.
Your next step
Send a written request to the insurer (the source says "written request of the claimant"). The insurer has 30 days from the written request under the statute.
Check it yourself
Open the Florida Statutes page for 627.4137 and read subsection (1).
Where this comes from (1)
[1] Florida Statutes · § 627.4137 · s. 627.4137 (1) · checked 2026-11-05
Disclosure of certain information required.—(1) Each insurer which does or may provide liability insurance coverage to pay all or a portion of any claim which might be made shall provide, within 30 days of the written request of the claimant, a statement, under oath, of a corporate officer or the insurer’s claims manager or superintendent setting forth the following information with regard to each known policy of ins…
How we found this
We matched your question to 1 official source, quoted the exact lines, and re-checked each quote against its source on 2026-11-05.
What we don’t know yet
Your own plan or notice may say something different. If your letter cites another rule, send it and we will look again.
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Information only — not legal advice. Your plan, insurer or agency decides.
This answer quotes the official sources listed above, with the date we checked them. Your own policy, notice and state rules control. We are not your lawyer or your insurer. We don’t file, argue or negotiate claims for you — you send any letter or form yourself.
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