Questions & answers · Dental insurance
What does Delta Dental of Washington's dental insurance policy say about cancelling and getting a refund?
AI-drafted from filed documents · reviewed: pendingcancellation and refundsDelta Dental of Washington
Under Delta Dental of Washington’s filed form, if a policyholder cancels their policy before the renewal date by sending written notice (electronically or by mail), the policy will end on the last day before the renewal date [1]. If the insurer terminates the policy due to non-payment of premiums or plan termination, the insurer will refund the unused premium [1][2]. The insurer may also elect not to renew the policy if premiums are not paid on time or if the plan terminates, and will notify the policyholder in writing at least 30 to 60 days before the renewal date, depending on the plan [1][2]. This does not appear in these excerpts — check the full policy for details on refunds after cancellation, including any time limits or conditions not listed here.
Information only — not legal advice. The insurer decides.
These answers quote forms insurers filed with state regulators. Your own policy, its endorsements and your state’s rules control. A filed form may not be the version sold to you.
Where this comes from (2)
[1] Delta Dental of Washington · WA · SERFF DDWA-130044104 · form IND Basic Family Plan 2016 · p. 31 · 71.7 · Canceling this Policy
3. Someone other than you or a covered dependent uses your dental coverage. If we terminate your dental coverage, we will refund your unused premium. How to Terminate Your Policy at Renewal This policy will automatically renew. If you don’t want to renew this policy, or coverage for a dependent under this policy, send us written notice (either electronically or through the regular mail) before the policy’s Renewal Date. If you do, this policy will end on the last day before the Renewal Date. We may elect to not renew this policy if the premiums are not paid in a timely manner, or if the Plan that you are enrolled in terminates. If we elect not to renew this policy we will notify you in writing (either electronically or through the regular mail) at least 60 days before the Renewal Date. If we do, this policy will end on the last day before the Renewal Date.
[2] Delta Dental of Washington · WA · SERFF DDWA-131820122 · form IND Classic Plan 2020 · p. 15 · 45.2 · Other Termination
Other Termination We can terminate your policy at its monthly renewal for the following reasons: 1. You don’t pay the premium when it’s due; If we terminate your dental coverage, we will refund your unused premium. How to Terminate Your Policy at Renewal This policy will automatically renew each month until you cancel it. If you don’t want to renew this policy, or coverage for a dependent under this policy, send us written notice (either electronically or through the regular mail) before the policy’s Renewal Date. If you do, this policy will end on the last day before the Renewal Date, or any later date stated in your request. We may elect to not renew this policy if the premiums are not paid on time, or if the Plan that you are enrolled in terminates. If we elect not to renew this policy we will notify you in writing (either electronically or through the regular mail) at least 30 days before the Renewal Date. If we do, this policy will end on the last day before the Renewal Date.
Drafted by a local AI model from the excerpts above, then checked by rules (citations, no rankings, no “not covered” claims from a partial excerpt). Question id Qf82a2c05. Spotted an error? Tell us.