Premiums, not just filings. Every price in this room is computed from that company's own filed rating algorithm — the same engine that runs our public consumer quote pages: Pet · Travel · Auto
Five views of the same filings — click to switch
Same customer, every price

Who charges what for this customer

Hover a bar for the filed rating steps behind the price.
What if you file a change?

Move your overall rate level

−15%+15%0%
Uniform change applied to your price for every customer in this room; competitors held at their filed rates.
Where you win and lose

% vs the median of the companies priced for that customer. Bold outline = cheapest. “—” = no filed-formula value computed for that company at that condition.

Why the gap

Filed rating steps, side by side

Coverage, item by item — read from each company's filed policy forms

What each policy actually pays for

✓ included · ◐ optional / endorsement · ✗ not offered or excluded (quoted) · • the filed term itself (waiting periods, rules) · ? not found yet in the filed forms. Hover a cell for the filed wording; each cell cites the document and page.

Eligibility & underwriting rules — read from filed rule manuals and guidelines

Who can buy, and on what terms

The rules a product or pricing team writes into its own manual — competitor by competitor, with the page.

Filed overall rate changes

Rate level since 2020, cumulative from each company's filings

Cumulative product of each filing's overall rate change in the state, plotted at its effective date — only filings for the product priced in this room. Filings without a stated overall change are omitted.

Competitor filings

Every filing in this line, newest first

Filings in our SERFF index for these companies. How many we hold differs by company, so counts here describe our index, not each company's filing activity.

    What the reviewer asked

    Regulator objections on these companies' filings — and the answers that got approved

    From the actuarial memoranda

    Indicated vs selected, loss ratios, credibility