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Home & renters insurance, recomputed from filed rates

Each price below is rebuilt on our server from the insurer's filed rate manual. Every engine on this page reproduces all of the rating examples in its own filing, to the cent. Pick a state. What would your home cost?

Each card starts from a home the insurer itself priced in its filing (its rating example). Change the coverage amount and we run the same filed rates again. Insurers are listed by name, not by price.

Not a quote. The insurer decides. Prices are annual premiums from filed rate manuals for the example home shown; your own home, discounts, underwriting and taxes or fees can change the price. «Checked» means the value equals the insurer's own rating example in the filing to the cent. «Calculated from the filed rates» means we ran the same filed rates with your amount; that value has no filed example to compare with.